Official data current

Gainesville BAH rates

Verified · Effective 2026-01-01 · MHA FL057

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W-2 · With dependents
$2,532per month

$30,384 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #157 of 338W-2 · with dependents reference
Taxable-pay equivalent$3,246/mo Using the stated 22% comparison rate
Year-over-year change+$69/mo · +2.8%2025 $2,463 → 2026 $2,532
W-2 rate selectedMHA FL057 ZIPs 32601 32602 32603 32604 32605 32606 +25
PCS compare Gainesville · W-2 · with dep. · $2,532/mo
Gainesville $2,532/mo · $30,384/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,463
2026$2,532

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Gainesville — full sheet Tap a row

What this rate means

W-2 with dependents, nearest stations0 – $6,036 / month
Westchester County $6,036
Panama City $2,580
Wilmington $2,568
Cincinnati $2,565
Volusia County $2,565
Salem $2,562
Salt Lake City $2,559
Birmingham $2,556
Yakima $2,550
College Station $2,547
Dahlonega $2,541
Gainesville $2,532
Fort Stewart $2,520
Grand Haven $2,517
Fort Carson $2,514
County Cost Group 810 $2,511
Omaha $2,493
Phoenix $2,481
Carlisle Barracks $2,469
Coos Bay $2,469
New Orleans $2,466
Charlotte $2,463
Youngstown $1,560

Gainesville is #157 of 338. The spread between the dearest and cheapest station at this grade is $4,476 a month — $53,712 a year, untaxed.

Every pay grade at Gainesville0 – $3,324 / month
E-1 $1,986
E-2 $1,986
E-3 $1,986
E-4 $1,986
E-5 $2,040
E-6 $2,355
E-7 $2,478
E-8 $2,613
E-9 $2,793
W-1 $2,373
W-2 $2,532
W-3 $2,700
W-4 $2,826
W-5 $2,982
O-1E $2,502
O-2E $2,676
O-3E $2,850
O-1 $2,085
O-2 $2,352
O-3 $2,697
O-4 $3,033
O-5 $3,276
O-6 $3,300
O-7 $3,324

The pay chart moves this allowance far less than the map does.

Moving from Gainesville to Westchester County at W-2 is worth $3,504 a month — about 21 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…