BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,181 Without $1,740

E-5 at Grand Haven draws $2,181 per month with dependents in 2026, $1,740 without

Permalink bahratedesk.com/grand-haven-mi/ Excel CSV
Grand Haven, MI
E-5 · with dependents
$2,181/ month
$26,172 / year
At E-5, this is #145 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MI148 · ZIPs 49303 49318 49409 49415 49417 49425 +12 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,796 / mo gross
Without dependents here $1,740 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Grand Haven · E-5 · $2,181/mo
Grand Haven $2,181/mo · $26,172/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Grand Haven — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,004 $1,596
E-2 $2,004 $1,596
E-3 $2,004 $1,596
E-4 $2,004 $1,596
E-5 $2,181 $1,740
E-6 $2,481 $1,860
E-7 $2,505 $2,010
E-8 $2,535 $2,247
E-9 $2,610 $2,328
Warrant officer
W-1 $2,499 $1,953
W-2 $2,517 $2,244
W-3 $2,556 $2,340
W-4 $2,631 $2,481
W-5 $2,733 $2,511
Officer — prior enlisted
O-1E $2,508 $2,178
O-2E $2,547 $2,310
O-3E $2,649 $2,472
Officer
O-1 $2,223 $1,824
O-2 $2,478 $2,127
O-3 $2,553 $2,370
O-4 $2,760 $2,499
O-5 $2,913 $2,514
O-6 $2,934 $2,532
O-7 $2,955 $2,574

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Jacksonville $2,181
Charlotte $2,169
Panama City $2,163
County Cost Group 820 $2,160
Memphis $2,154
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Salt Lake City $2,130
Eastern Shore $2,121
Anniston $1,185

Grand Haven is #145 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Grand Haven0 – $2,955 / month
E-1 $2,004
E-2 $2,004
E-3 $2,004
E-4 $2,004
E-5 $2,181
E-6 $2,481
E-7 $2,505
E-8 $2,535
E-9 $2,610
W-1 $2,499
W-2 $2,517
W-3 $2,556
W-4 $2,631
W-5 $2,733
O-1E $2,508
O-2E $2,547
O-3E $2,649
O-1 $2,223
O-2 $2,478
O-3 $2,553
O-4 $2,760
O-5 $2,913
O-6 $2,934
O-7 $2,955

The pay chart moves this allowance far less than the map does.

Moving from Grand Haven to San Francisco at E-5 is worth $2,946 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.