Official data current

Grand Haven BAH rates

Verified · Effective 2026-01-01 · MHA MI148

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O-5 · With dependents
$2,913per month

$34,956 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #188 of 338O-5 · with dependents reference
Taxable-pay equivalent$3,735/mo Using the stated 22% comparison rate
Year-over-year change+$141/mo · +5.1%2025 $2,772 → 2026 $2,913
O-5 rate selectedMHA MI148 ZIPs 49303 49318 49409 49415 49417 49425 +12
PCS compare Grand Haven · O-5 · with dep. · $2,913/mo
Grand Haven $2,913/mo · $34,956/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,772
2026$2,913

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Grand Haven — full sheet Tap a row

What this rate means

O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County $8,064
Wichita Fls $2,955
Columbus $2,949
Grand Rapids $2,946
Fort Knox $2,943
Auburn $2,934
Scott AFB $2,928
Ocala $2,922
Cheyenne $2,916
Kings Bay $2,916
Fort Carson $2,913
Grand Haven $2,913
County Cost Group 790 $2,907
Des Moines $2,904
Fargo $2,904
Mountain Home AFB $2,901
Provo $2,901
Morehead $2,898
Johnson City $2,895
Dahlonega $2,892
Albuquerque $2,871
Rock Island $2,868
Youngstown $1,827

Grand Haven is #188 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

Every pay grade at Grand Haven0 – $2,955 / month
E-1 $2,004
E-2 $2,004
E-3 $2,004
E-4 $2,004
E-5 $2,181
E-6 $2,481
E-7 $2,505
E-8 $2,535
E-9 $2,610
W-1 $2,499
W-2 $2,517
W-3 $2,556
W-4 $2,631
W-5 $2,733
O-1E $2,508
O-2E $2,547
O-3E $2,649
O-1 $2,223
O-2 $2,478
O-3 $2,553
O-4 $2,760
O-5 $2,913
O-6 $2,934
O-7 $2,955

The pay chart moves this allowance far less than the map does.

Moving from Grand Haven to Westchester County at O-5 is worth $5,151 a month — about 245 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…