What is W-2 BAH at Hampton in 2026?

$2,445 per month with dependents ($29,340 per year), effective 01 JAN 2026. Without dependents it is $2,307 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-2 BAH at Hampton 2026 — $2,445 with dependents, $2,307 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Hampton/Newport News, VA

W-2 · with dependents

$2,445/ month

$29,340 / year

At W-2, this is #173 of 338 stations loaded · high Westchester County $6,036 · low Youngstown $1,560

MHA VA297 · ZIPs 23001 23003 23018 23021 23025 23035 +63 more

Your grade is calledARMYCW2USMCCWO2NAVYCWO2

Untaxed — matching it with taxable pay takes$3,135 / mo gross

Without dependents here$2,307 / mo

In government quarters, no dependents$50.10 / mo partial

Hampton — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,082	$1,599
E-2	$2,082	$1,599
E-3	$2,082	$1,599
E-4	$2,082	$1,599
E-5	$2,274	$1,779
E-6	$2,421	$1,905
E-7	$2,439	$2,088
E-8	$2,457	$2,310
E-9	$2,571	$2,343
Warrant officer
W-1	$2,436	$2,022
W-2	$2,445	$2,307
W-3	$2,478	$2,349
W-4	$2,610	$2,415
W-5	$2,778	$2,439
Officer — prior enlisted
O-1E	$2,442	$2,271
O-2E	$2,466	$2,334
O-3E	$2,637	$2,409
Officer
O-1	$2,301	$1,884
O-2	$2,418	$2,214
O-3	$2,475	$2,361
O-4	$2,835	$2,427
O-5	$3,099	$2,442
O-6	$3,123	$2,451
O-7	$3,144	$2,493

What this rate means

W-2 with dependents, nearest stations0 – $6,036 / month

Westchester County$6,036

Durham$2,454

Fort Worth$2,451

Cleveland$2,448

Battle Creek$2,445

Hampton$2,445

Myrtle Beach$2,445

State College$2,436

Grand Rapids$2,430

Fargo$2,427

Youngstown$1,560

Hampton is #173 of 338. The spread between the dearest and cheapest station at this grade is $4,476 a month — $53,712 a year, untaxed.

Every pay grade at Hampton0 – $3,144 / month

E-1$2,082

E-2$2,082

E-3$2,082

E-4$2,082

E-5$2,274

E-6$2,421

E-7$2,439

E-8$2,457

E-9$2,571

W-1$2,436

W-2$2,445

W-3$2,478

W-4$2,610

W-5$2,778

O-1E$2,442

O-2E$2,466

O-3E$2,637

O-1$2,301

O-2$2,418

O-3$2,475

O-4$2,835

O-5$3,099

O-6$3,123

O-7$3,144

Promoting to W-3 here adds $33 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Hampton to Westchester County at W-2 is worth $3,591 a month — about 109 promotions worth of housing allowance, at $33 per grade here.

Dependency status is worth 6% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,445 a month of BAH takes more than $2,445 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-2 at Hampton draws $2,445 per month with dependents in 2026, $2,307 without

What this rate means

Things the rate table doesn't tell you