BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,175Without $1,869

    O-4 at Holloman AFB draws $2,175 per month with dependents in 2026, $1,869 without

    Permalinkbahratedesk.com/holloman-afb-alamogordo-nm/o-4/ExcelCSVDownloads cover this station.
    Holloman AFB/Alamogordo, NM
    O-4 · with dependents
    $2,175/ month
    $26,100 / year
    At O-4, this is #307 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA NM205 · ZIPs 88310 88311 88314 88317 88325 88330 +10 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$2,788 / mo gross
    Without dependents here$1,869 / mo
    In government quarters, no dependents$50.10 / mo partial
    Holloman AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,419$1,131
    E-2$1,419$1,131
    E-3$1,419$1,131
    E-4$1,419$1,131
    E-5$1,590$1,197
    E-6$1,869$1,401
    E-7$1,890$1,425
    E-8$1,899$1,650
    E-9$1,980$1,725
    Warrant officer
    W-1$1,887$1,416
    W-2$1,896$1,647
    W-3$1,908$1,737
    W-4$2,007$1,863
    W-5$2,136$1,881
    Officer — prior enlisted
    O-1E$1,893$1,587
    O-2E$1,902$1,710
    O-3E$2,028$1,860
    Officer
    O-1$1,632$1,245
    O-2$1,866$1,536
    O-3$1,905$1,764
    O-4$2,175$1,869
    O-5$2,376$1,884
    O-6$2,394$1,887
    O-7$2,406$1,911
    PCS compareHolloman AFB · O-4 · $2,175/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▲ RAISE+$1,221+$14,652/yr · like +$18,785 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    County Cost Group 670$2,187
    Oklahoma City$2,184
    Frankfort$2,178
    County Cost Group 660$2,175
    Holloman AFB$2,175
    Fort Riley$2,169
    County Cost Group 650$2,163
    Vance AFB$2,163
    Hattiesburg$2,160
    Youngstown$1,809

    Holloman AFB is #307 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Holloman AFB0 – $2,406 / month
    E-1$1,419
    E-2$1,419
    E-3$1,419
    E-4$1,419
    E-5$1,590
    E-6$1,869
    E-7$1,890
    E-8$1,899
    E-9$1,980
    W-1$1,887
    W-2$1,896
    W-3$1,908
    W-4$2,007
    W-5$2,136
    O-1E$1,893
    O-2E$1,902
    O-3E$2,028
    O-1$1,632
    O-2$1,866
    O-3$1,905
    O-4$2,175
    O-5$2,376
    O-6$2,394
    O-7$2,406

    Promoting to O-5 here adds $201 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Holloman AFB to Westchester County at O-4 is worth $5,295 a month — about 26 promotions worth of housing allowance, at $201 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,175 a month of BAH takes more than $2,175 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.