BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,663 Without $2,856

E-5 at Honolulu County draws $3,663 per month with dependents in 2026, $2,856 without

Permalink bahratedesk.com/honolulu/ Excel CSV
Honolulu County, HI
E-5 · with dependents
$3,663/ month
$43,956 / year
At E-5, this is #20 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA HI408 · ZIPs 96701 96706 96707 96709 96712 96717 +63 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,696 / mo gross
Without dependents here $2,856 / mo
In government quarters, no dependents $50.10 / mo partial
MHA

One MHA covers the whole island — Pearl Harbor, Schofield, Kaneohe Bay and Hickam all draw the same rate.

PCS compare Honolulu County · E-5 · $3,663/mo
Honolulu County $3,663/mo · $43,956/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Honolulu County — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,333 $2,598
E-2 $3,333 $2,598
E-3 $3,333 $2,598
E-4 $3,333 $2,598
E-5 $3,663 $2,856
E-6 $3,912 $3,036
E-7 $4,098 $3,348
E-8 $4,302 $3,720
E-9 $4,518 $3,783
Warrant officer
W-1 $3,930 $3,222
W-2 $4,182 $3,717
W-3 $4,434 $3,795
W-4 $4,551 $3,951
W-5 $4,692 $4,146
Officer — prior enlisted
O-1E $4,137 $3,660
O-2E $4,398 $3,768
O-3E $4,572 $3,903
Officer
O-1 $3,702 $2,997
O-2 $3,909 $3,555
O-3 $4,428 $3,819
O-4 $4,737 $4,110
O-5 $4,959 $4,224
O-6 $5,001 $4,413
O-7 $5,040 $4,494

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Hanscom AFB $4,188
Martha's Vineyard $3,984
San Diego $3,975
Florida Keys $3,969
Camp Pendleton $3,963
Cape Cod-Plymouth $3,924
Los Angeles $3,882
Kauai County $3,798
Oakland $3,759
Staten Island $3,735
Honolulu County $3,663
Miami $3,660
Hawaii County $3,594
Fort Monmouth $3,549
Ventura $3,537
Essex CO $3,477
West Point $3,468
Monterey $3,465
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Anniston $1,185

Honolulu County is #20 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Honolulu County0 – $5,040 / month
E-1 $3,333
E-2 $3,333
E-3 $3,333
E-4 $3,333
E-5 $3,663
E-6 $3,912
E-7 $4,098
E-8 $4,302
E-9 $4,518
W-1 $3,930
W-2 $4,182
W-3 $4,434
W-4 $4,551
W-5 $4,692
O-1E $4,137
O-2E $4,398
O-3E $4,572
O-1 $3,702
O-2 $3,909
O-3 $4,428
O-4 $4,737
O-5 $4,959
O-6 $5,001
O-7 $5,040

The pay chart moves this allowance far less than the map does.

Moving from Honolulu County to San Francisco at E-5 is worth $1,464 a month — about 6 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.