BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,333Without $2,598

    E-4 at Honolulu County draws $3,333 per month with dependents in 2026, $2,598 without

    Permalinkbahratedesk.com/honolulu/e-4/ExcelCSVDownloads cover this station.
    Honolulu County, HI
    E-4 · with dependents
    $3,333/ month
    $39,996 / year
    At E-4, this is #25 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA HI408 · ZIPs 96701 96706 96707 96709 96712 96717 +63 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$4,273 / mo gross
    Without dependents here$2,598 / mo
    In government quarters, no dependents$50.10 / mo partial
    MHA

    One MHA covers the whole island — Pearl Harbor, Schofield, Kaneohe Bay and Hickam all draw the same rate.

    Honolulu County — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,333$2,598
    E-2$3,333$2,598
    E-3$3,333$2,598
    E-4$3,333$2,598
    E-5$3,663$2,856
    E-6$3,912$3,036
    E-7$4,098$3,348
    E-8$4,302$3,720
    E-9$4,518$3,783
    Warrant officer
    W-1$3,930$3,222
    W-2$4,182$3,717
    W-3$4,434$3,795
    W-4$4,551$3,951
    W-5$4,692$4,146
    Officer — prior enlisted
    O-1E$4,137$3,660
    O-2E$4,398$3,768
    O-3E$4,572$3,903
    Officer
    O-1$3,702$2,997
    O-2$3,909$3,555
    O-3$4,428$3,819
    O-4$4,737$4,110
    O-5$4,959$4,224
    O-6$5,001$4,413
    O-7$5,040$4,494
    PCS compareHonolulu County · E-4 · $3,333/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▼ CUT−$1,065−$12,780/yr · like −$16,385 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Hawaii County$3,447
    Ventura$3,378
    Fort Monmouth$3,357
    Perth Amboy$3,339
    Honolulu County$3,333
    Essex CO$3,282
    West Point$3,258
    Marin$3,252
    Monterey$3,249
    Youngstown$1,134

    Honolulu County is #25 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Honolulu County0 – $5,040 / month
    E-1$3,333
    E-2$3,333
    E-3$3,333
    E-4$3,333
    E-5$3,663
    E-6$3,912
    E-7$4,098
    E-8$4,302
    E-9$4,518
    W-1$3,930
    W-2$4,182
    W-3$4,434
    W-4$4,551
    W-5$4,692
    O-1E$4,137
    O-2E$4,398
    O-3E$4,572
    O-1$3,702
    O-2$3,909
    O-3$4,428
    O-4$4,737
    O-5$4,959
    O-6$5,001
    O-7$5,040

    Promoting to E-5 here adds $330 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Honolulu County to New York City at E-4 is worth $1,734 a month — about 5 promotions worth of housing allowance, at $330 per grade here.

    02

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,333 a month of BAH takes more than $3,333 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.