Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County$6,963
Nashville$2,877
Helena$2,874
College Station$2,871
St. Louis$2,871
Richmond$2,862
Rochester$2,859
Savannah$2,853
County Cost Group 820$2,847
Barstow$2,838
Norfolk$2,832
Houston$2,829
Gainesville$2,826
Salem$2,826
Salt Lake City$2,823
Yakima$2,823
Coos Bay$2,796
Elizabeth City$2,796
Charleston$2,790
Pittsburgh$2,790
Panama City$2,787
Wilmington$2,775
Stevens Point$1,779
Houston is #143 of 338. The spread between the
dearest and cheapest station at this grade is $5,184 a month —
$62,208 a year, untaxed.
Every pay grade at Houston0 – $3,336 / month
E-1$1,974
E-2$1,974
E-3$1,974
E-4$1,974
E-5$2,193
E-6$2,517
E-7$2,583
E-8$2,655
E-9$2,796
W-1$2,535
W-2$2,610
W-3$2,703
W-4$2,829
W-5$2,988
O-1E$2,592
O-2E$2,688
O-3E$2,856
O-1$2,241
O-2$2,514
O-3$2,700
O-4$3,039
O-5$3,288
O-6$3,312
O-7$3,336
The pay chart moves this allowance far less than the map does.
Moving from Houston to Westchester County at W-4
is worth $4,134 a month — about 26 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.