BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,288Without $2,634

    O-5 at Humboldt County draws $3,288 per month with dependents in 2026, $2,634 without

    Permalinkbahratedesk.com/humboldt-county-ca/o-5/ExcelCSVDownloads cover this station.
    Humboldt County, CA
    O-5 · with dependents
    $3,288/ month
    $39,456 / year
    At O-5, this is #127 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA CA042 · ZIPs 95501 95502 95503 95511 95514 95518 +32 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$4,215 / mo gross
    Without dependents here$2,634 / mo
    In government quarters, no dependents$50.10 / mo partial
    Humboldt County — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,764$1,395
    E-2$1,764$1,395
    E-3$1,764$1,395
    E-4$1,764$1,395
    E-5$1,827$1,587
    E-6$2,322$1,743
    E-7$2,511$1,884
    E-8$2,715$2,037
    E-9$2,916$2,187
    Warrant officer
    W-1$2,343$1,758
    W-2$2,595$1,947
    W-3$2,844$2,190
    W-4$2,943$2,364
    W-5$3,063$2,556
    Officer — prior enlisted
    O-1E$2,547$1,911
    O-2E$2,808$2,106
    O-3E$2,961$2,316
    Officer
    O-1$1,893$1,698
    O-2$2,316$1,887
    O-3$2,838$2,193
    O-4$3,099$2,520
    O-5$3,288$2,634
    O-6$3,312$2,823
    O-7$3,336$2,871
    PCS compareHumboldt County · O-5 · $3,288/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$342+$4,104/yr · like +$5,262 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Wilmington$3,303
    Patuxent River$3,300
    Twenty Nine Palms MCB$3,291
    Houston$3,288
    Humboldt County$3,288
    Gainesville$3,276
    Patrick SFB$3,267
    Elizabeth City$3,264
    St. Louis$3,261
    Youngstown$1,827

    Humboldt County is #127 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Humboldt County0 – $3,336 / month
    E-1$1,764
    E-2$1,764
    E-3$1,764
    E-4$1,764
    E-5$1,827
    E-6$2,322
    E-7$2,511
    E-8$2,715
    E-9$2,916
    W-1$2,343
    W-2$2,595
    W-3$2,844
    W-4$2,943
    W-5$3,063
    O-1E$2,547
    O-2E$2,808
    O-3E$2,961
    O-1$1,893
    O-2$2,316
    O-3$2,838
    O-4$3,099
    O-5$3,288
    O-6$3,312
    O-7$3,336

    Promoting to O-6 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Humboldt County to Westchester County at O-5 is worth $4,776 a month — about 199 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,288 a month of BAH takes more than $3,288 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.