BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,249 Without $2,904

E-5 at Indian Head Navordsta draws $3,249 per month with dependents in 2026, $2,904 without

Permalink bahratedesk.com/indian-head-navordsta-md/ Excel CSV
Indian Head Navordsta, MD
E-5 · with dependents
$3,249/ month
$38,988 / year
At E-5, this is #40 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MD134 · ZIPs 20601 20602 20603 20604 20607 20611 +19 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,165 / mo gross
Without dependents here $2,904 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Indian Head Navordsta · E-5 · $3,249/mo
Indian Head Navordsta $3,249/mo · $38,988/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Indian Head Navordsta — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,192 $2,472
E-2 $3,192 $2,472
E-3 $3,192 $2,472
E-4 $3,192 $2,472
E-5 $3,249 $2,904
E-6 $3,378 $3,135
E-7 $3,483 $3,189
E-8 $3,597 $3,282
E-9 $3,768 $3,306
Warrant officer
W-1 $3,393 $3,186
W-2 $3,528 $3,279
W-3 $3,672 $3,315
W-4 $3,804 $3,396
W-5 $3,969 $3,507
Officer — prior enlisted
O-1E $3,501 $3,246
O-2E $3,648 $3,300
O-3E $3,831 $3,366
Officer
O-1 $3,273 $3,132
O-2 $3,375 $3,234
O-3 $3,669 $3,327
O-4 $4,020 $3,483
O-5 $4,278 $3,543
O-6 $4,314 $3,651
O-7 $4,344 $3,714

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Anniston $1,185

Indian Head Navordsta is #40 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Indian Head Navordsta0 – $4,344 / month
E-1 $3,192
E-2 $3,192
E-3 $3,192
E-4 $3,192
E-5 $3,249
E-6 $3,378
E-7 $3,483
E-8 $3,597
E-9 $3,768
W-1 $3,393
W-2 $3,528
W-3 $3,672
W-4 $3,804
W-5 $3,969
O-1E $3,501
O-2E $3,648
O-3E $3,831
O-1 $3,273
O-2 $3,375
O-3 $3,669
O-4 $4,020
O-5 $4,278
O-6 $4,314
O-7 $4,344

The pay chart moves this allowance far less than the map does.

Moving from Indian Head Navordsta to San Francisco at E-5 is worth $1,878 a month — about 15 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.