BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,831Without $3,366

    O-3E at Indian Head Navordsta draws $3,831 per month with dependents in 2026, $3,366 without

    Permalinkbahratedesk.com/indian-head-navordsta-md/o-3e/ExcelCSVDownloads cover this station.
    Indian Head Navordsta, MD
    O-3E · with dependents
    $3,831/ month
    $45,972 / year
    At O-3E, this is #49 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA MD134 · ZIPs 20601 20602 20603 20604 20607 20611 +19 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$4,912 / mo gross
    Without dependents here$3,366 / mo
    In government quarters, no dependents$50.10 / mo partial
    Indian Head Navordsta — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,192$2,472
    E-2$3,192$2,472
    E-3$3,192$2,472
    E-4$3,192$2,472
    E-5$3,249$2,904
    E-6$3,378$3,135
    E-7$3,483$3,189
    E-8$3,597$3,282
    E-9$3,768$3,306
    Warrant officer
    W-1$3,393$3,186
    W-2$3,528$3,279
    W-3$3,672$3,315
    W-4$3,804$3,396
    W-5$3,969$3,507
    Officer — prior enlisted
    O-1E$3,501$3,246
    O-2E$3,648$3,300
    O-3E$3,831$3,366
    Officer
    O-1$3,273$3,132
    O-2$3,375$3,234
    O-3$3,669$3,327
    O-4$4,020$3,483
    O-5$4,278$3,543
    O-6$4,314$3,651
    O-7$4,344$3,714
    PCS compareIndian Head Navordsta · O-3E · $3,831/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▼ CUT−$609−$7,308/yr · like −$9,369 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Vandenberg SFB$3,933
    Hartford$3,930
    Warrenton$3,912
    Boulder$3,846
    Indian Head Navordsta$3,831
    Brunswick$3,813
    Chicago$3,810
    Atlantic City$3,801
    Santa Fe$3,795
    Youngstown$1,788

    Indian Head Navordsta is #49 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Indian Head Navordsta0 – $4,344 / month
    E-1$3,192
    E-2$3,192
    E-3$3,192
    E-4$3,192
    E-5$3,249
    E-6$3,378
    E-7$3,483
    E-8$3,597
    E-9$3,768
    W-1$3,393
    W-2$3,528
    W-3$3,672
    W-4$3,804
    W-5$3,969
    O-1E$3,501
    O-2E$3,648
    O-3E$3,831
    O-1$3,273
    O-2$3,375
    O-3$3,669
    O-4$4,020
    O-5$4,278
    O-6$4,314
    O-7$4,344

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,831 a month of BAH takes more than $3,831 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.