O-3E with dependents, nearest stations0 – $7,023 / month
Westchester County$7,023
Malmstrom SFB$2,391
Fort Gordon$2,388
Bismarck$2,382
Lincoln$2,382
Indianapolis$2,373
Lexington$2,370
Whiteman AFB$2,370
Columbia$2,361
Greensboro$2,358
Youngstown$1,788
Indianapolis is #231 of 338. The spread between
the dearest and cheapest station at this grade is $5,235 a month —
$62,820 a year, untaxed.
Every pay grade at Indianapolis0 – $2,592 / month
E-1$1,749
E-2$1,749
E-3$1,749
E-4$1,749
E-5$1,875
E-6$2,208
E-7$2,244
E-8$2,283
E-9$2,346
W-1$2,229
W-2$2,259
W-3$2,310
W-4$2,361
W-5$2,433
O-1E$2,247
O-2E$2,298
O-3E$2,373
O-1$1,923
O-2$2,205
O-3$2,307
O-4$2,451
O-5$2,559
O-6$2,577
O-7$2,592
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 8% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,373 a month of BAH takes more than $2,373 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.