BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,920 Without $1,608

E-5 at Jackson draws $1,920 per month with dependents in 2026, $1,608 without

Permalink bahratedesk.com/jackson-ms/ Excel CSV
Jackson, MS
E-5 · with dependents
$1,920/ month
$23,040 / year
At E-5, this is #192 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MS170 · ZIPs 39041 39042 39043 39045 39046 39047 +56 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,462 / mo gross
Without dependents here $1,608 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Jackson · E-5 · $1,920/mo
Jackson $1,920/mo · $23,040/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Jackson — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,818 $1,422
E-2 $1,818 $1,422
E-3 $1,818 $1,422
E-4 $1,818 $1,422
E-5 $1,920 $1,608
E-6 $2,163 $1,722
E-7 $2,286 $1,818
E-8 $2,418 $1,974
E-9 $2,598 $2,037
Warrant officer
W-1 $2,181 $1,797
W-2 $2,340 $1,971
W-3 $2,505 $2,049
W-4 $2,634 $2,184
W-5 $2,790 $2,316
Officer — prior enlisted
O-1E $2,307 $1,917
O-2E $2,481 $2,022
O-3E $2,658 $2,154
Officer
O-1 $1,956 $1,716
O-2 $2,160 $1,890
O-3 $2,502 $2,070
O-4 $2,841 $2,289
O-5 $3,084 $2,361
O-6 $3,108 $2,484
O-7 $3,129 $2,526

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
El Centro $1,986
Kansas City $1,986
Rapid City $1,986
Twenty Nine Palms MCB $1,980
County Cost Group 800 $1,962
Battle Creek $1,959
Fort Wayne $1,947
Boise $1,926
Greenville $1,923
Yakima $1,923
Jackson $1,920
Roanoke $1,911
Rock Island $1,908
Bloomington $1,905
Davis-Monthan AFB $1,905
New Orleans $1,905
Bangor $1,893
County Cost Group 790 $1,890
Fort Gordon $1,890
Helena $1,887
Mobile $1,887
Anniston $1,185

Jackson is #192 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Jackson0 – $3,129 / month
E-1 $1,818
E-2 $1,818
E-3 $1,818
E-4 $1,818
E-5 $1,920
E-6 $2,163
E-7 $2,286
E-8 $2,418
E-9 $2,598
W-1 $2,181
W-2 $2,340
W-3 $2,505
W-4 $2,634
W-5 $2,790
O-1E $2,307
O-2E $2,481
O-3E $2,658
O-1 $1,956
O-2 $2,160
O-3 $2,502
O-4 $2,841
O-5 $3,084
O-6 $3,108
O-7 $3,129

The pay chart moves this allowance far less than the map does.

Moving from Jackson to San Francisco at E-5 is worth $3,207 a month — about 13 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.