What is E-7 BAH at Jackson in 2026?

$2,286 per month with dependents ($27,432 per year), effective 01 JAN 2026. Without dependents it is $1,818 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-7 BAH at Jackson 2026 — $2,286 with dependents, $1,818 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Jackson, MS

E-7 · with dependents

$2,286/ month

$27,432 / year

At E-7, this is #197 of 338 stations loaded · high Westchester County $5,832 · low Youngstown $1,491

MHA MS170 · ZIPs 39041 39042 39043 39045 39046 39047 +56 more

Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt

Untaxed — matching it with taxable pay takes$2,931 / mo gross

Without dependents here$1,818 / mo

In government quarters, no dependents$50.10 / mo partial

Jackson — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,818	$1,422
E-2	$1,818	$1,422
E-3	$1,818	$1,422
E-4	$1,818	$1,422
E-5	$1,920	$1,608
E-6	$2,163	$1,722
E-7	$2,286	$1,818
E-8	$2,418	$1,974
E-9	$2,598	$2,037
Warrant officer
W-1	$2,181	$1,797
W-2	$2,340	$1,971
W-3	$2,505	$2,049
W-4	$2,634	$2,184
W-5	$2,790	$2,316
Officer — prior enlisted
O-1E	$2,307	$1,917
O-2E	$2,481	$2,022
O-3E	$2,658	$2,154
Officer
O-1	$1,956	$1,716
O-2	$2,160	$1,890
O-3	$2,502	$2,070
O-4	$2,841	$2,289
O-5	$3,084	$2,361
O-6	$3,108	$2,484
O-7	$3,129	$2,526

What this rate means

E-7 with dependents, nearest stations0 – $5,832 / month

Westchester County$5,832

Rapid City$2,307

Cheyenne$2,301

Des Moines$2,292

County Cost Group 790$2,289

Jackson$2,286

Jacksonville$2,283

Ogden$2,271

Nellis AFB$2,268

Bismarck$2,262

Youngstown$1,491

Jackson is #197 of 338. The spread between the dearest and cheapest station at this grade is $4,341 a month — $52,092 a year, untaxed.

Every pay grade at Jackson0 – $3,129 / month

E-1$1,818

E-2$1,818

E-3$1,818

E-4$1,818

E-5$1,920

E-6$2,163

E-7$2,286

E-8$2,418

E-9$2,598

W-1$2,181

W-2$2,340

W-3$2,505

W-4$2,634

W-5$2,790

O-1E$2,307

O-2E$2,481

O-3E$2,658

O-1$1,956

O-2$2,160

O-3$2,502

O-4$2,841

O-5$3,084

O-6$3,108

O-7$3,129

Promoting to E-8 here adds $132 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Jackson to Westchester County at E-7 is worth $3,546 a month — about 27 promotions worth of housing allowance, at $132 per grade here.

Dependency status is worth 26% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,286 a month of BAH takes more than $2,286 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-7 at Jackson draws $2,286 per month with dependents in 2026, $1,818 without

What this rate means

Things the rate table doesn't tell you