What is E-5 BAH at Johnson City in 2026?

$1,548 per month with dependents ($18,576 per year), effective 01 JAN 2026. without dependents it is $1,287 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-5 BAH at Johnson City 2026 — $1,548/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Johnson City/Kingsport, TN

E-5 · with dependents

$1,548/ month

$18,576 / year

At E-5, this is #273 of 338 stations loaded · high San Francisco $5,127 · low Anniston $1,185

MHA TN353 · ZIPs 24201 24202 24203 24205 24209 37601 +36 more

Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt

Untaxed — matching it with taxable pay takes$1,985 / mo gross

Other dependency status here$1,287 without dependents

In government quarters, no dependents$50.10 / mo partial

Johnson City — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,467	$1,125
E-2	$1,467	$1,125
E-3	$1,467	$1,125
E-4	$1,467	$1,125
E-5	$1,548	$1,287
E-6	$2,124	$1,593
E-7	$2,205	$1,653
E-8	$2,292	$1,719
E-9	$2,433	$1,839
Warrant officer
W-1	$2,145	$1,611
W-2	$2,241	$1,680
W-3	$2,346	$1,860
W-4	$2,466	$2,139
W-5	$2,616	$2,223
Officer — prior enlisted
O-1E	$2,220	$1,665
O-2E	$2,331	$1,800
O-3E	$2,490	$2,118
Officer
O-1	$1,623	$1,380
O-2	$2,118	$1,656
O-3	$2,343	$1,914
O-4	$2,664	$2,202
O-5	$2,895	$2,247
O-6	$2,919	$2,325
O-7	$2,937	$2,364

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month

San Francisco$5,127

Peoria$1,572

China Lake$1,563

County Cost Group 730$1,557

Sioux Falls$1,554

Johnson City$1,548

Minot AFB$1,548

Scott AFB$1,542

Champaign$1,539

County Cost Group 720$1,536

Anniston$1,185

Johnson City is #273 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Johnson City0 – $2,937 / month

E-1$1,467

E-2$1,467

E-3$1,467

E-4$1,467

E-5$1,548

E-6$2,124

E-7$2,205

E-8$2,292

E-9$2,433

W-1$2,145

W-2$2,241

W-3$2,346

W-4$2,466

W-5$2,616

O-1E$2,220

O-2E$2,331

O-3E$2,490

O-1$1,623

O-2$2,118

O-3$2,343

O-4$2,664

O-5$2,895

O-6$2,919

O-7$2,937

Promoting to E-6 here adds $576 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Johnson City to San Francisco at E-5 is worth $3,579 a month — about 6 promotions worth of housing allowance, at $576 per grade here.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,548 a month of BAH takes more than $1,548 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-5 with dependents at Johnson City draws $1,548 per month in 2026

What this rate means

Things the rate table doesn't tell you