BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Johnson City draws $1,914 per month in 2026

    Permalinkbahratedesk.com/johnson-city-kingsport-tn/o-3/without/ExcelCSVDownloads cover this station.
    Johnson City/Kingsport, TN
    O-3 · without dependents
    $1,914/ month
    $22,968 / year
    At O-3, this is #238 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA TN353 · ZIPs 24201 24202 24203 24205 24209 37601 +36 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,454 / mo gross
    Other dependency status here$2,343 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Johnson City — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,467$1,125
    E-2$1,467$1,125
    E-3$1,467$1,125
    E-4$1,467$1,125
    E-5$1,548$1,287
    E-6$2,124$1,593
    E-7$2,205$1,653
    E-8$2,292$1,719
    E-9$2,433$1,839
    Warrant officer
    W-1$2,145$1,611
    W-2$2,241$1,680
    W-3$2,346$1,860
    W-4$2,466$2,139
    W-5$2,616$2,223
    Officer — prior enlisted
    O-1E$2,220$1,665
    O-2E$2,331$1,800
    O-3E$2,490$2,118
    Officer
    O-1$1,623$1,380
    O-2$2,118$1,656
    O-3$2,343$1,914
    O-4$2,664$2,202
    O-5$2,895$2,247
    O-6$2,919$2,325
    O-7$2,937$2,364
    PCS compareJohnson City · O-3 · $1,914/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$729+$8,748/yr · like +$11,215 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Bloomington$1,953
    County Cost Group 770$1,950
    Fayetteville$1,944
    Marquette$1,935
    Johnson City$1,914
    Lansing$1,914
    Fort Drum$1,902
    Grand Forks$1,902
    Little Rock$1,902
    Youngstown$1,344

    Johnson City is #238 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Johnson City0 – $2,364 / month
    E-1$1,125
    E-2$1,125
    E-3$1,125
    E-4$1,125
    E-5$1,287
    E-6$1,593
    E-7$1,653
    E-8$1,719
    E-9$1,839
    W-1$1,611
    W-2$1,680
    W-3$1,860
    W-4$2,139
    W-5$2,223
    O-1E$1,665
    O-2E$1,800
    O-3E$2,118
    O-1$1,380
    O-2$1,656
    O-3$1,914
    O-4$2,202
    O-5$2,247
    O-6$2,325
    O-7$2,364

    Promoting to O-4 here adds $288 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Johnson City to San Francisco at O-3 is worth $3,417 a month — about 12 promotions worth of housing allowance, at $288 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,914 a month of BAH takes more than $1,914 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.