BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at Kansas City draws $1,701 per month in 2026

    Permalinkbahratedesk.com/kansas-city-mo/o-1/without/ExcelCSVDownloads cover this station.
    Kansas City, MO
    O-1 · without dependents
    $1,701/ month
    $20,412 / year
    At O-1, this is #185 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA MO160 · ZIPs 64002 64012 64013 64014 64015 64016 +163 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,181 / mo gross
    Other dependency status here$2,019 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Kansas City — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,845$1,419
    E-2$1,845$1,419
    E-3$1,845$1,419
    E-4$1,845$1,419
    E-5$1,986$1,596
    E-6$2,175$1,713
    E-7$2,223$1,848
    E-8$2,277$2,031
    E-9$2,397$2,076
    Warrant officer
    W-1$2,190$1,806
    W-2$2,244$2,028
    W-3$2,313$2,085
    W-4$2,430$2,178
    W-5$2,574$2,232
    Officer — prior enlisted
    O-1E$2,229$1,983
    O-2E$2,301$2,064
    O-3E$2,451$2,163
    Officer
    O-1$2,019$1,701
    O-2$2,172$1,944
    O-3$2,310$2,103
    O-4$2,622$2,217
    O-5$2,847$2,241
    O-6$2,868$2,289
    O-7$2,889$2,328
    PCS compareKansas City · O-1 · $1,701/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▲ RAISE+$354+$4,248/yr · like +$5,446 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Carlisle Barracks$1,725
    Pensacola$1,719
    Jackson$1,716
    Spokane$1,707
    Kansas City$1,701
    Humboldt County$1,698
    Rochester$1,695
    County Cost Group 800$1,689
    Syracuse$1,689
    Youngstown$1,074

    Kansas City is #185 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Kansas City0 – $2,328 / month
    E-1$1,419
    E-2$1,419
    E-3$1,419
    E-4$1,419
    E-5$1,596
    E-6$1,713
    E-7$1,848
    E-8$2,031
    E-9$2,076
    W-1$1,806
    W-2$2,028
    W-3$2,085
    W-4$2,178
    W-5$2,232
    O-1E$1,983
    O-2E$2,064
    O-3E$2,163
    O-1$1,701
    O-2$1,944
    O-3$2,103
    O-4$2,217
    O-5$2,241
    O-6$2,289
    O-7$2,328

    Promoting to O-2 here adds $243 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Kansas City to New York City at O-1 is worth $3,366 a month — about 14 promotions worth of housing allowance, at $243 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,701 a month of BAH takes more than $1,701 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.