Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-3E with dependents at Kansas City draws $2,451 per month in 2026

    Permalinkbahratedesk.com/kansas-city-mo/o-3e/with/ExcelCSVDownloads cover this station.
    Kansas City, MO
    O-3E · with dependents
    $2,451/ month
    $29,412 / year
    At O-3E, this is #217 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA MO160 · ZIPs 64002 64012 64013 64014 64015 64016 +163 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,142 / mo gross
    Other dependency status here$2,163 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Kansas City — full sheetTap a row
    PCS compareKansas City · O-3E · $2,451/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$771+$9,252/yr · like +$11,862 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    County Cost Group 780$2,469
    Jacksonville$2,463
    Ogden$2,454
    Fort Hood$2,451
    Kansas City$2,451
    Fort Leavenworth$2,448
    Rock Island$2,448
    Roanoke$2,430
    Memphis$2,409
    Youngstown$1,788

    Kansas City is #217 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Kansas City0 – $2,889 / month
    E-1$1,845
    E-2$1,845
    E-3$1,845
    E-4$1,845
    E-5$1,986
    E-6$2,175
    E-7$2,223
    E-8$2,277
    E-9$2,397
    W-1$2,190
    W-2$2,244
    W-3$2,313
    W-4$2,430
    W-5$2,574
    O-1E$2,229
    O-2E$2,301
    O-3E$2,451
    O-1$2,019
    O-2$2,172
    O-3$2,310
    O-4$2,622
    O-5$2,847
    O-6$2,868
    O-7$2,889

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,451 a month of BAH takes more than $2,451 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.