Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $4,986Without $4,260

    O-3E at Kauai County draws $4,986 per month with dependents in 2026, $4,260 without

    Permalinkbahratedesk.com/kauai-county-hi/o-3e/ExcelCSVDownloads cover this station.
    Kauai County, HI
    O-3E · with dependents
    $4,986/ month
    $59,832 / year
    At O-3E, this is #14 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA HI414 · ZIPs 96703 96705 96714 96715 96716 96722 +11 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$6,392 / mo gross
    Without dependents here$4,260 / mo
    In government quarters, no dependents$50.10 / mo partial
    Kauai County — full sheetTap a row
    PCS compareKauai County · O-3E · $4,986/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▼ CUT$1,764−$21,168/yr · like −$27,138 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Florida Keys$5,232
    Martha's Vineyard$5,193
    Hanscom AFB$5,115
    Monterey$5,031
    Kauai County$4,986
    Essex CO$4,887
    Camp Pendleton$4,854
    Miami$4,791
    Staten Island$4,776
    Youngstown$1,788

    Kauai County is #14 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Kauai County0 – $5,991 / month
    E-1$3,588
    E-2$3,588
    E-3$3,588
    E-4$3,588
    E-5$3,798
    E-6$4,266
    E-7$4,410
    E-8$4,566
    E-9$4,863
    W-1$4,287
    W-2$4,476
    W-3$4,668
    W-4$4,938
    W-5$5,262
    O-1E$4,440
    O-2E$4,638
    O-3E$4,986
    O-1$3,861
    O-2$4,260
    O-3$4,662
    O-4$5,376
    O-5$5,892
    O-6$5,943
    O-7$5,991

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,986 a month of BAH takes more than $4,986 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.