BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,883Without $2,550

    O-2 at Ketchikan draws $2,883 per month with dependents in 2026, $2,550 without

    Permalinkbahratedesk.com/ketchikan-ak/o-2/ExcelCSVDownloads cover this station.
    Ketchikan, AK
    O-2 · with dependents
    $2,883/ month
    $34,596 / year
    At O-2, this is #84 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA AK400 · ZIPs 99830 99833 99901 99903 99918 99919 +9 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,696 / mo gross
    Without dependents here$2,550 / mo
    In government quarters, no dependents$50.10 / mo partial
    Ketchikan — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,646$1,986
    E-2$2,646$1,986
    E-3$2,646$1,986
    E-4$2,646$1,986
    E-5$2,868$2,151
    E-6$2,886$2,163
    E-7$3,027$2,382
    E-8$3,213$2,682
    E-9$3,441$2,739
    Warrant officer
    W-1$2,889$2,289
    W-2$3,102$2,679
    W-3$3,336$2,751
    W-4$3,480$2,892
    W-5$3,660$3,069
    Officer — prior enlisted
    O-1E$3,060$2,631
    O-2E$3,300$2,727
    O-3E$3,510$2,847
    Officer
    O-1$2,880$2,160
    O-2$2,883$2,550
    O-3$3,327$2,772
    O-4$3,720$3,036
    O-5$4,002$3,141
    O-6$4,035$3,315
    O-7$4,065$3,372
    PCS compareKetchikan · O-2 · $2,883/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▼ CUT−$144−$1,728/yr · like −$2,215 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    JB Lewis-McChord$2,916
    Baltimore$2,901
    JB Elmendorf-Richardson$2,889
    Madison$2,886
    Ketchikan$2,883
    Kodiak Island$2,880
    Patrick SFB$2,880
    Ballston Spa$2,859
    Port Angeles$2,856
    Youngstown$1,332

    Ketchikan is #84 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Ketchikan0 – $4,065 / month
    E-1$2,646
    E-2$2,646
    E-3$2,646
    E-4$2,646
    E-5$2,868
    E-6$2,886
    E-7$3,027
    E-8$3,213
    E-9$3,441
    W-1$2,889
    W-2$3,102
    W-3$3,336
    W-4$3,480
    W-5$3,660
    O-1E$3,060
    O-2E$3,300
    O-3E$3,510
    O-1$2,880
    O-2$2,883
    O-3$3,327
    O-4$3,720
    O-5$4,002
    O-6$4,035
    O-7$4,065

    Promoting to O-3 here adds $444 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Ketchikan to San Francisco at O-2 is worth $2,568 a month — about 6 promotions worth of housing allowance, at $444 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,883 a month of BAH takes more than $2,883 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.