BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,184 Without $1,809

E-5 at Knoxville draws $2,184 per month with dependents in 2026, $1,809 without

Permalink bahratedesk.com/knoxville-tn/ Excel CSV
Knoxville, TN
E-5 · with dependents
$2,184/ month
$26,208 / year
At E-5, this is #143 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA TN267 · ZIPs 37701 37705 37710 37716 37717 37721 +48 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,800 / mo gross
Without dependents here $1,809 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Knoxville · E-5 · $2,184/mo
Knoxville $2,184/mo · $26,208/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Knoxville — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,058 $1,599
E-2 $2,058 $1,599
E-3 $2,058 $1,599
E-4 $2,058 $1,599
E-5 $2,184 $1,809
E-6 $2,649 $1,986
E-7 $2,745 $2,061
E-8 $2,844 $2,283
E-9 $3,000 $2,418
Warrant officer
W-1 $2,670 $2,028
W-2 $2,784 $2,280
W-3 $2,907 $2,436
W-4 $3,036 $2,667
W-5 $3,195 $2,766
Officer — prior enlisted
O-1E $2,760 $2,181
O-2E $2,889 $2,388
O-3E $3,060 $2,643
Officer
O-1 $2,247 $1,929
O-2 $2,646 $2,148
O-3 $2,904 $2,481
O-4 $3,243 $2,742
O-5 $3,492 $2,796
O-6 $3,519 $2,886
O-7 $3,543 $2,934

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Austin $2,241
Asheville $2,214
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Jacksonville $2,181
Charlotte $2,169
Panama City $2,163
County Cost Group 820 $2,160
Memphis $2,154
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Anniston $1,185

Knoxville is #143 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Knoxville0 – $3,543 / month
E-1 $2,058
E-2 $2,058
E-3 $2,058
E-4 $2,058
E-5 $2,184
E-6 $2,649
E-7 $2,745
E-8 $2,844
E-9 $3,000
W-1 $2,670
W-2 $2,784
W-3 $2,907
W-4 $3,036
W-5 $3,195
O-1E $2,760
O-2E $2,889
O-3E $3,060
O-1 $2,247
O-2 $2,646
O-3 $2,904
O-4 $3,243
O-5 $3,492
O-6 $3,519
O-7 $3,543

The pay chart moves this allowance far less than the map does.

Moving from Knoxville to San Francisco at E-5 is worth $2,943 a month — about 6 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.