Official data current

Knoxville BAH rates

Verified · Effective 2026-01-01 · MHA TN267

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O-2 · With dependents
$2,646per month

$31,752 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #121 of 338O-2 · with dependents reference
Taxable-pay equivalent$3,392/mo Using the stated 22% comparison rate
Year-over-year change+$192/mo · +7.8%2025 $2,454 → 2026 $2,646
O-2 rate selectedMHA TN267 ZIPs 37701 37705 37710 37716 37717 37721 +48
PCS compare Knoxville · O-2 · with dep. · $2,646/mo
Knoxville $2,646/mo · $31,752/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,454
2026$2,646

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Knoxville — full sheet Tap a row

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco $5,451
Corvallis $2,712
Dahlgren $2,712
Atlanta $2,706
Milwaukee $2,697
Coastal Maine $2,694
Reno $2,676
Nashville $2,670
County Cost Group 840 $2,652
St. Louis $2,652
Savannah $2,649
Knoxville $2,646
Richmond $2,625
Charleston $2,613
Pittsburgh $2,601
Detroit $2,580
County Cost Group 830 $2,577
Asheville $2,568
Elizabeth City $2,559
Norfolk $2,556
Brunswick $2,553
Buffalo $2,550
Youngstown $1,332

Knoxville is #121 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Knoxville0 – $3,543 / month
E-1 $2,058
E-2 $2,058
E-3 $2,058
E-4 $2,058
E-5 $2,184
E-6 $2,649
E-7 $2,745
E-8 $2,844
E-9 $3,000
W-1 $2,670
W-2 $2,784
W-3 $2,907
W-4 $3,036
W-5 $3,195
O-1E $2,760
O-2E $2,889
O-3E $3,060
O-1 $2,247
O-2 $2,646
O-3 $2,904
O-4 $3,243
O-5 $3,492
O-6 $3,519
O-7 $3,543

The pay chart moves this allowance far less than the map does.

Moving from Knoxville to San Francisco at O-2 is worth $2,805 a month — about 11 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…