What is E-7 BAH at Knoxville in 2026?

$2,745 per month with dependents ($32,940 per year), effective 01 JAN 2026. without dependents it is $2,061 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-7 BAH at Knoxville 2026 — $2,745/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Knoxville, TN

E-7 · with dependents

$2,745/ month

$32,940 / year

At E-7, this is #118 of 338 stations loaded · high Westchester County $5,832 · low Youngstown $1,491

MHA TN267 · ZIPs 37701 37705 37710 37716 37717 37721 +48 more

Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt

Untaxed — matching it with taxable pay takes$3,519 / mo gross

Other dependency status here$2,061 without dependents

In government quarters, no dependents$50.10 / mo partial

Knoxville — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,058	$1,599
E-2	$2,058	$1,599
E-3	$2,058	$1,599
E-4	$2,058	$1,599
E-5	$2,184	$1,809
E-6	$2,649	$1,986
E-7	$2,745	$2,061
E-8	$2,844	$2,283
E-9	$3,000	$2,418
Warrant officer
W-1	$2,670	$2,028
W-2	$2,784	$2,280
W-3	$2,907	$2,436
W-4	$3,036	$2,667
W-5	$3,195	$2,766
Officer — prior enlisted
O-1E	$2,760	$2,181
O-2E	$2,889	$2,388
O-3E	$3,060	$2,643
Officer
O-1	$2,247	$1,929
O-2	$2,646	$2,148
O-3	$2,904	$2,481
O-4	$3,243	$2,742
O-5	$3,492	$2,796
O-6	$3,519	$2,886
O-7	$3,543	$2,934

What this rate means

E-7 with dependents, nearest stations0 – $5,832 / month

Westchester County$5,832

Corvallis$2,769

Dahlgren$2,763

Coastal Maine$2,760

County Cost Group 840$2,745

Knoxville$2,745

Atlanta$2,730

Reno$2,721

Nashville$2,712

Dover AFB$2,694

Youngstown$1,491

Knoxville is #118 of 338. The spread between the dearest and cheapest station at this grade is $4,341 a month — $52,092 a year, untaxed.

Every pay grade at Knoxville0 – $3,543 / month

E-1$2,058

E-2$2,058

E-3$2,058

E-4$2,058

E-5$2,184

E-6$2,649

E-7$2,745

E-8$2,844

E-9$3,000

W-1$2,670

W-2$2,784

W-3$2,907

W-4$3,036

W-5$3,195

O-1E$2,760

O-2E$2,889

O-3E$3,060

O-1$2,247

O-2$2,646

O-3$2,904

O-4$3,243

O-5$3,492

O-6$3,519

O-7$3,543

Promoting to E-8 here adds $99 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Knoxville to Westchester County at E-7 is worth $3,087 a month — about 31 promotions worth of housing allowance, at $99 per grade here.

Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,745 a month of BAH takes more than $2,745 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-7 with dependents at Knoxville draws $2,745 per month in 2026

What this rate means

Things the rate table doesn't tell you