BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Kodiak Island draws $2,880 per month in 2026

    Permalinkbahratedesk.com/kodiak-island-ak/o-2/with/ExcelCSVDownloads cover this station.
    Kodiak Island, AK
    O-2 · with dependents
    $2,880/ month
    $34,560 / year
    At O-2, this is #85 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA AK403 · ZIPs 99546 99547 99548 99549 99550 99553 +29 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,692 / mo gross
    Other dependency status here$2,349 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Kodiak Island — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,436$1,827
    E-2$2,436$1,827
    E-3$2,436$1,827
    E-4$2,436$1,827
    E-5$2,865$2,148
    E-6$2,883$2,160
    E-7$2,970$2,229
    E-8$3,096$2,514
    E-9$3,282$2,637
    Warrant officer
    W-1$2,886$2,163
    W-2$3,021$2,511
    W-3$3,177$2,655
    W-4$3,321$2,874
    W-5$3,498$2,997
    Officer — prior enlisted
    O-1E$2,991$2,421
    O-2E$3,153$2,610
    O-3E$3,348$2,844
    Officer
    O-1$2,877$2,157
    O-2$2,880$2,349
    O-3$3,174$2,694
    O-4$3,555$2,970
    O-5$3,831$3,039
    O-6$3,861$3,156
    O-7$3,891$3,213
    PCS compareKodiak Island · O-2 · $2,880/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▼ CUT−$141−$1,692/yr · like −$2,169 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Baltimore$2,901
    JB Elmendorf-Richardson$2,889
    Madison$2,886
    Ketchikan$2,883
    Kodiak Island$2,880
    Patrick SFB$2,880
    Ballston Spa$2,859
    Port Angeles$2,856
    Hampden County$2,847
    Youngstown$1,332

    Kodiak Island is #85 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Kodiak Island0 – $3,891 / month
    E-1$2,436
    E-2$2,436
    E-3$2,436
    E-4$2,436
    E-5$2,865
    E-6$2,883
    E-7$2,970
    E-8$3,096
    E-9$3,282
    W-1$2,886
    W-2$3,021
    W-3$3,177
    W-4$3,321
    W-5$3,498
    O-1E$2,991
    O-2E$3,153
    O-3E$3,348
    O-1$2,877
    O-2$2,880
    O-3$3,174
    O-4$3,555
    O-5$3,831
    O-6$3,861
    O-7$3,891

    Promoting to O-3 here adds $294 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Kodiak Island to San Francisco at O-2 is worth $2,571 a month — about 9 promotions worth of housing allowance, at $294 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,880 a month of BAH takes more than $2,880 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.