What is O-4 BAH at Kodiak Island in 2026?

$3,555 per month with dependents ($42,660 per year), effective 01 JAN 2026. without dependents it is $2,970 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-4 BAH at Kodiak Island 2026 — $3,555/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Kodiak Island, AK

O-4 · with dependents

$3,555/ month

$42,660 / year

At O-4, this is #79 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809

MHA AK403 · ZIPs 99546 99547 99548 99549 99550 99553 +29 more

Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj

Untaxed — matching it with taxable pay takes$4,558 / mo gross

Other dependency status here$2,970 without dependents

In government quarters, no dependents$50.10 / mo partial

Kodiak Island — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,436	$1,827
E-2	$2,436	$1,827
E-3	$2,436	$1,827
E-4	$2,436	$1,827
E-5	$2,865	$2,148
E-6	$2,883	$2,160
E-7	$2,970	$2,229
E-8	$3,096	$2,514
E-9	$3,282	$2,637
Warrant officer
W-1	$2,886	$2,163
W-2	$3,021	$2,511
W-3	$3,177	$2,655
W-4	$3,321	$2,874
W-5	$3,498	$2,997
Officer — prior enlisted
O-1E	$2,991	$2,421
O-2E	$3,153	$2,610
O-3E	$3,348	$2,844
Officer
O-1	$2,877	$2,157
O-2	$2,880	$2,349
O-3	$3,174	$2,694
O-4	$3,555	$2,970
O-5	$3,831	$3,039
O-6	$3,861	$3,156
O-7	$3,891	$3,213

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month

Westchester County$7,470

County Cost Group 870$3,627

Edwards AFB$3,597

Fort Detrick$3,573

Milwaukee$3,564

Kodiak Island$3,555

Ballston Spa$3,549

Eglin AFB$3,528

Astoria$3,480

Baltimore$3,477

Youngstown$1,809

Kodiak Island is #79 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Kodiak Island0 – $3,891 / month

E-1$2,436

E-2$2,436

E-3$2,436

E-4$2,436

E-5$2,865

E-6$2,883

E-7$2,970

E-8$3,096

E-9$3,282

W-1$2,886

W-2$3,021

W-3$3,177

W-4$3,321

W-5$3,498

O-1E$2,991

O-2E$3,153

O-3E$3,348

O-1$2,877

O-2$2,880

O-3$3,174

O-4$3,555

O-5$3,831

O-6$3,861

O-7$3,891

Promoting to O-5 here adds $276 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Kodiak Island to Westchester County at O-4 is worth $3,915 a month — about 14 promotions worth of housing allowance, at $276 per grade here.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,555 a month of BAH takes more than $3,555 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-4 with dependents at Kodiak Island draws $3,555 per month in 2026

What this rate means

Things the rate table doesn't tell you