What is O-2E BAH at Lafayette in 2026?

$2,025 per month with dependents ($24,300 per year), effective 01 JAN 2026. Without dependents it is $1,695 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-2E BAH at Lafayette 2026 — $2,025 with dependents, $1,695 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Lafayette, LA

O-2E · with dependents

$2,025/ month

$24,300 / year

At O-2E, this is #278 of 338 stations loaded · high Westchester County $6,564 · low Anniston $1,671

MHA LA118 · ZIPs 70380 70501 70502 70503 70504 70505 +24 more

Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt

Untaxed — matching it with taxable pay takes$2,596 / mo gross

Without dependents here$1,695 / mo

In government quarters, no dependents$50.10 / mo partial

Lafayette — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,449	$1,140
E-2	$1,449	$1,140
E-3	$1,449	$1,140
E-4	$1,449	$1,140
E-5	$1,584	$1,245
E-6	$1,845	$1,380
E-7	$1,914	$1,452
E-8	$1,992	$1,641
E-9	$2,112	$1,710
Warrant officer
W-1	$1,860	$1,413
W-2	$1,944	$1,638
W-3	$2,043	$1,722
W-4	$2,139	$1,854
W-5	$2,262	$1,929
Officer — prior enlisted
O-1E	$1,926	$1,581
O-2E	$2,025	$1,695
O-3E	$2,157	$1,833
Officer
O-1	$1,623	$1,311
O-2	$1,842	$1,542
O-3	$2,040	$1,746
O-4	$2,298	$1,911
O-5	$2,484	$1,950
O-6	$2,502	$2,019
O-7	$2,517	$2,052

What this rate means

O-2E with dependents, nearest stations0 – $6,564 / month

Westchester County$6,564

Sumter$2,043

Yuma$2,034

Peoria$2,028

County Cost Group 720$2,025

Lafayette$2,025

Morgantown$2,022

Paducah$2,019

Gulfport$2,016

Fort Leonard Wood$2,010

Anniston$1,671

Lafayette is #278 of 338. The spread between the dearest and cheapest station at this grade is $4,893 a month — $58,716 a year, untaxed.

Every pay grade at Lafayette0 – $2,517 / month

E-1$1,449

E-2$1,449

E-3$1,449

E-4$1,449

E-5$1,584

E-6$1,845

E-7$1,914

E-8$1,992

E-9$2,112

W-1$1,860

W-2$1,944

W-3$2,043

W-4$2,139

W-5$2,262

O-1E$1,926

O-2E$2,025

O-3E$2,157

O-1$1,623

O-2$1,842

O-3$2,040

O-4$2,298

O-5$2,484

O-6$2,502

O-7$2,517

Promoting to O-3E here adds $132 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Lafayette to Westchester County at O-2E is worth $4,539 a month — about 34 promotions worth of housing allowance, at $132 per grade here.

Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,025 a month of BAH takes more than $2,025 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-2E at Lafayette draws $2,025 per month with dependents in 2026, $1,695 without

What this rate means

Things the rate table doesn't tell you