Official data current

Lake Charles BAH rates

Verified · Effective 2026-01-01 · MHA LA370

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O-3 · With dependents
$1,977per month

$23,724 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #292 of 338O-3 · with dependents reference
Taxable-pay equivalent$2,535/mo Using the stated 22% comparison rate
Year-over-year change+$135/mo · +7.3%2025 $1,842 → 2026 $1,977
O-3 rate selectedMHA LA370 ZIPs 70601 70602 70605 70606 70607 70609 +15
PCS compare Lake Charles · O-3 · with dep. · $1,977/mo
Lake Charles $1,977/mo · $23,724/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,842
2026$1,977

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Lake Charles — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
County Cost Group 710 $2,016
St Mary And Terrebonne $2,007
Moody AFB $2,004
Springfield $2,001
Terre Haute $2,001
County Cost Group 700 $1,998
Springfield $1,998
Lubbock $1,983
County Cost Group 690 $1,980
Akron $1,977
Lake Charles $1,977
Little Rock $1,974
Oklahoma City $1,974
County Cost Group 680 $1,968
Fort Chaffee $1,962
County Cost Group 670 $1,959
Sault Ste Marie $1,959
Beaumont $1,956
Fort Riley $1,953
Meridian $1,953
Alexandria $1,950
Anniston $1,686

Lake Charles is #292 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Lake Charles0 – $2,502 / month
E-1 $1,287
E-2 $1,287
E-3 $1,287
E-4 $1,287
E-5 $1,356
E-6 $1,626
E-7 $1,755
E-8 $1,893
E-9 $2,061
W-1 $1,644
W-2 $1,809
W-3 $1,983
W-4 $2,088
W-5 $2,223
O-1E $1,776
O-2E $1,956
O-3E $2,109
O-1 $1,398
O-2 $1,623
O-3 $1,977
O-4 $2,265
O-5 $2,472
O-6 $2,490
O-7 $2,502

The pay chart moves this allowance far less than the map does.

Moving from Lake Charles to Westchester County at O-3 is worth $4,656 a month — about 16 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…