E-4 with dependents, nearest stations0 – $5,067 / month
New York City$5,067
County Cost Group 770$1,632
Marquette$1,626
Auburn$1,617
Waco$1,617
Lansing$1,611
Montgomery$1,605
Des Moines$1,593
Camp Lejeune$1,578
Fallon NAS$1,578
Youngstown$1,134
Lansing is #237 of 338. The spread between
the dearest and cheapest station at this grade is $3,933 a month —
$47,196 a year, untaxed.
Every pay grade at Lansing0 – $2,859 / month
E-1$1,611
E-2$1,611
E-3$1,611
E-4$1,611
E-5$1,806
E-6$1,983
E-7$2,034
E-8$2,091
E-9$2,238
W-1$2,001
W-2$2,058
W-3$2,130
W-4$2,280
W-5$2,466
O-1E$2,040
O-2E$2,118
O-3E$2,310
O-1$1,836
O-2$1,980
O-3$2,127
O-4$2,529
O-5$2,820
O-6$2,841
O-7$2,859
Promoting to E-5 here adds $195 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Lansing to New York City at E-4 is worth $3,456 a month — about 18 promotions worth of housing allowance, at $195 per grade here.
02
Dependency status is worth 32% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,611 a month of BAH takes more than $1,611 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.