BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 without dependents at Lansing draws $2,115 per month in 2026

    Permalinkbahratedesk.com/lansing-mi/o-5/without/ExcelCSVDownloads cover this station.
    Lansing, MI
    O-5 · without dependents
    $2,115/ month
    $25,380 / year
    At O-5, this is #243 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593
    MHA MI153 · ZIPs 48805 48813 48819 48821 48823 48824 +40 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,712 / mo gross
    Other dependency status here$2,820 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Lansing — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,611$1,224
    E-2$1,611$1,224
    E-3$1,611$1,224
    E-4$1,611$1,224
    E-5$1,806$1,356
    E-6$1,983$1,485
    E-7$2,034$1,617
    E-8$2,091$1,848
    E-9$2,238$1,890
    Warrant officer
    W-1$2,001$1,551
    W-2$2,058$1,845
    W-3$2,130$1,899
    W-4$2,280$1,986
    W-5$2,466$2,046
    Officer — prior enlisted
    O-1E$2,040$1,803
    O-2E$2,118$1,881
    O-3E$2,310$1,974
    Officer
    O-1$1,836$1,410
    O-2$1,980$1,743
    O-3$2,127$1,914
    O-4$2,529$2,028
    O-5$2,820$2,115
    O-6$2,841$2,130
    O-7$2,859$2,145
    PCS compareLansing · O-5 · $2,115/mo
    Aberdeen Proving Grounds$2,934/mo · $35,208/yr
    ▲ RAISE+$819+$9,828/yr · like +$12,600 of salary

    What this rate means

    O-5 without dependents, nearest stations0 – $6,162 / month
    Westchester County$6,162
    Huntsville$2,154
    Greenville$2,142
    Mobile$2,136
    Champaign$2,115
    Lansing$2,115
    Laughlin AFB$2,115
    Whiteman AFB$2,112
    County Cost Group 760$2,109
    Fallon NAS$2,109
    Youngstown$1,593

    Lansing is #243 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

    Every pay grade at Lansing0 – $2,145 / month
    E-1$1,224
    E-2$1,224
    E-3$1,224
    E-4$1,224
    E-5$1,356
    E-6$1,485
    E-7$1,617
    E-8$1,848
    E-9$1,890
    W-1$1,551
    W-2$1,845
    W-3$1,899
    W-4$1,986
    W-5$2,046
    O-1E$1,803
    O-2E$1,881
    O-3E$1,974
    O-1$1,410
    O-2$1,743
    O-3$1,914
    O-4$2,028
    O-5$2,115
    O-6$2,130
    O-7$2,145

    Promoting to O-6 here adds $15 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Lansing to Westchester County at O-5 is worth $4,047 a month — about 270 promotions worth of housing allowance, at $15 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,115 a month of BAH takes more than $2,115 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.