BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,470 Without $1,209

E-5 at Laughlin AFB draws $1,470 per month with dependents in 2026, $1,209 without

Permalink bahratedesk.com/laughlin-afb-del-rio-tx/ Excel CSV
Laughlin AFB/Del Rio, TX
E-5 · with dependents
$1,470/ month
$17,640 / year
At E-5, this is #295 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA TX278 · ZIPs 78837 78840 78841 78842 78843 78847 +1 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,885 / mo gross
Without dependents here $1,209 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Laughlin AFB · E-5 · $1,470/mo
Laughlin AFB $1,470/mo · $17,640/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Laughlin AFB — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,371 $1,110
E-2 $1,371 $1,110
E-3 $1,371 $1,110
E-4 $1,371 $1,110
E-5 $1,470 $1,209
E-6 $1,704 $1,275
E-7 $1,854 $1,392
E-8 $2,019 $1,521
E-9 $2,238 $1,680
Warrant officer
W-1 $1,722 $1,350
W-2 $1,923 $1,518
W-3 $2,127 $1,683
W-4 $2,280 $1,734
W-5 $2,466 $1,899
Officer — prior enlisted
O-1E $1,884 $1,467
O-2E $2,097 $1,572
O-3E $2,307 $1,731
Officer
O-1 $1,506 $1,269
O-2 $1,701 $1,440
O-3 $2,121 $1,686
O-4 $2,526 $1,896
O-5 $2,820 $2,115
O-6 $2,841 $2,130
O-7 $2,859 $2,145

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Brownsville $1,503
Saginaw $1,503
Sumter $1,503
County Cost Group 700 $1,497
Terre Haute $1,494
Wichita Fls $1,491
County Cost Group 690 $1,482
Fort Leonard Wood $1,479
Lubbock $1,476
County Cost Group 680 $1,470
Laughlin AFB $1,470
Erie $1,464
County Cost Group 670 $1,461
County Cost Group 660 $1,449
County Cost Group 650 $1,443
County Cost Group 640 $1,434
County Cost Group 630 $1,425
County Cost Group 620 $1,419
County Cost Group 610 $1,410
Frankfort $1,410
Charleston $1,404
Anniston $1,185

Laughlin AFB is #295 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Laughlin AFB0 – $2,859 / month
E-1 $1,371
E-2 $1,371
E-3 $1,371
E-4 $1,371
E-5 $1,470
E-6 $1,704
E-7 $1,854
E-8 $2,019
E-9 $2,238
W-1 $1,722
W-2 $1,923
W-3 $2,127
W-4 $2,280
W-5 $2,466
O-1E $1,884
O-2E $2,097
O-3E $2,307
O-1 $1,506
O-2 $1,701
O-3 $2,121
O-4 $2,526
O-5 $2,820
O-6 $2,841
O-7 $2,859

The pay chart moves this allowance far less than the map does.

Moving from Laughlin AFB to San Francisco at E-5 is worth $3,657 a month — about 16 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.