BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,701Without $1,440

    O-2 at Laughlin AFB draws $1,701 per month with dependents in 2026, $1,440 without

    Permalinkbahratedesk.com/laughlin-afb-del-rio-tx/o-2/ExcelCSVDownloads cover this station.
    Laughlin AFB/Del Rio, TX
    O-2 · with dependents
    $1,701/ month
    $20,412 / year
    At O-2, this is #311 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA TX278 · ZIPs 78837 78840 78841 78842 78843 78847 +1 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,181 / mo gross
    Without dependents here$1,440 / mo
    In government quarters, no dependents$50.10 / mo partial
    Laughlin AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,371$1,110
    E-2$1,371$1,110
    E-3$1,371$1,110
    E-4$1,371$1,110
    E-5$1,470$1,209
    E-6$1,704$1,275
    E-7$1,854$1,392
    E-8$2,019$1,521
    E-9$2,238$1,680
    Warrant officer
    W-1$1,722$1,350
    W-2$1,923$1,518
    W-3$2,127$1,683
    W-4$2,280$1,734
    W-5$2,466$1,899
    Officer — prior enlisted
    O-1E$1,884$1,467
    O-2E$2,097$1,572
    O-3E$2,307$1,731
    Officer
    O-1$1,506$1,269
    O-2$1,701$1,440
    O-3$2,121$1,686
    O-4$2,526$1,896
    O-5$2,820$2,115
    O-6$2,841$2,130
    O-7$2,859$2,145
    PCS compareLaughlin AFB · O-2 · $1,701/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$1,038+$12,456/yr · like +$15,969 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    County Cost Group 620$1,716
    County Cost Group 610$1,707
    Stevens Point$1,704
    County Cost Group 600$1,701
    Laughlin AFB$1,701
    County Cost Group 590$1,689
    Wichita$1,686
    County Cost Group 580$1,677
    Erie$1,677
    Youngstown$1,332

    Laughlin AFB is #311 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Laughlin AFB0 – $2,859 / month
    E-1$1,371
    E-2$1,371
    E-3$1,371
    E-4$1,371
    E-5$1,470
    E-6$1,704
    E-7$1,854
    E-8$2,019
    E-9$2,238
    W-1$1,722
    W-2$1,923
    W-3$2,127
    W-4$2,280
    W-5$2,466
    O-1E$1,884
    O-2E$2,097
    O-3E$2,307
    O-1$1,506
    O-2$1,701
    O-3$2,121
    O-4$2,526
    O-5$2,820
    O-6$2,841
    O-7$2,859

    Promoting to O-3 here adds $420 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Laughlin AFB to San Francisco at O-2 is worth $3,750 a month — about 9 promotions worth of housing allowance, at $420 per grade here.

    02

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,701 a month of BAH takes more than $1,701 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.