BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 without dependents at Lexington draws $2,040 per month in 2026

    Permalinkbahratedesk.com/lexington-va/o-4/without/ExcelCSVDownloads cover this station.
    Lexington, VA
    O-4 · without dependents
    $2,040/ month
    $24,480 / year
    At O-4, this is #251 of 338 stations loaded · high Westchester County $5,874 · low Youngstown $1,497
    MHA VA303 · ZIPs 24415 24416 24435 24439 24450 24472 +28 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$2,615 / mo gross
    Other dependency status here$2,421 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Lexington — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,437$1,188
    E-2$1,437$1,188
    E-3$1,437$1,188
    E-4$1,437$1,188
    E-5$1,536$1,275
    E-6$1,995$1,497
    E-7$2,046$1,536
    E-8$2,097$1,632
    E-9$2,211$1,767
    Warrant officer
    W-1$2,016$1,512
    W-2$2,067$1,629
    W-3$2,133$1,782
    W-4$2,241$2,004
    W-5$2,379$2,055
    Officer — prior enlisted
    O-1E$2,052$1,542
    O-2E$2,121$1,734
    O-3E$2,262$1,989
    Officer
    O-1$1,596$1,335
    O-2$1,992$1,539
    O-3$2,130$1,827
    O-4$2,421$2,040
    O-5$2,634$2,064
    O-6$2,652$2,109
    O-7$2,670$2,142
    PCS compareLexington · O-4 · $2,040/mo
    Aberdeen Proving Grounds$2,865/mo · $34,380/yr
    ▲ RAISE+$825+$9,900/yr · like +$12,692 of salary

    What this rate means

    O-4 without dependents, nearest stations0 – $5,874 / month
    Westchester County$5,874
    Seymour Johnson AFB$2,052
    Minot AFB$2,049
    Sioux Falls$2,046
    Whiteman AFB$2,046
    Lexington$2,040
    Champaign$2,028
    Lansing$2,028
    County Cost Group 750$2,019
    Fort Benning$1,998
    Youngstown$1,497

    Lexington is #251 of 338. The spread between the dearest and cheapest station at this grade is $4,377 a month — $52,524 a year, untaxed.

    Every pay grade at Lexington0 – $2,142 / month
    E-1$1,188
    E-2$1,188
    E-3$1,188
    E-4$1,188
    E-5$1,275
    E-6$1,497
    E-7$1,536
    E-8$1,632
    E-9$1,767
    W-1$1,512
    W-2$1,629
    W-3$1,782
    W-4$2,004
    W-5$2,055
    O-1E$1,542
    O-2E$1,734
    O-3E$1,989
    O-1$1,335
    O-2$1,539
    O-3$1,827
    O-4$2,040
    O-5$2,064
    O-6$2,109
    O-7$2,142

    Promoting to O-5 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Lexington to Westchester County at O-4 is worth $3,834 a month — about 160 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,040 a month of BAH takes more than $2,040 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.