What is W-3 BAH at Lexington in 2026?

$2,133 per month with dependents ($25,596 per year), effective 01 JAN 2026. without dependents it is $1,782 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-3 BAH at Lexington 2026 — $2,133/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Lexington, VA

W-3 · with dependents

$2,133/ month

$25,596 / year

At W-3, this is #258 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689

MHA VA303 · ZIPs 24415 24416 24435 24439 24450 24472 +28 more

Your grade is calledARMYCW3USMCCWO3NAVYCWO3

Untaxed — matching it with taxable pay takes$2,735 / mo gross

Other dependency status here$1,782 without dependents

In government quarters, no dependents$50.10 / mo partial

Lexington — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,437	$1,188
E-2	$1,437	$1,188
E-3	$1,437	$1,188
E-4	$1,437	$1,188
E-5	$1,536	$1,275
E-6	$1,995	$1,497
E-7	$2,046	$1,536
E-8	$2,097	$1,632
E-9	$2,211	$1,767
Warrant officer
W-1	$2,016	$1,512
W-2	$2,067	$1,629
W-3	$2,133	$1,782
W-4	$2,241	$2,004
W-5	$2,379	$2,055
Officer — prior enlisted
O-1E	$2,052	$1,542
O-2E	$2,121	$1,734
O-3E	$2,262	$1,989
Officer
O-1	$1,596	$1,335
O-2	$1,992	$1,539
O-3	$2,130	$1,827
O-4	$2,421	$2,040
O-5	$2,634	$2,064
O-6	$2,652	$2,109
O-7	$2,670	$2,142

What this rate means

W-3 with dependents, nearest stations0 – $6,654 / month

Westchester County$6,654

Brownsville$2,172

China Lake$2,157

County Cost Group 750$2,157

Frankfort$2,136

Lexington$2,133

Champaign$2,130

Lansing$2,130

San Antonio (JBSA)$2,130

Columbia$2,127

Anniston$1,689

Lexington is #258 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

Every pay grade at Lexington0 – $2,670 / month

E-1$1,437

E-2$1,437

E-3$1,437

E-4$1,437

E-5$1,536

E-6$1,995

E-7$2,046

E-8$2,097

E-9$2,211

W-1$2,016

W-2$2,067

W-3$2,133

W-4$2,241

W-5$2,379

O-1E$2,052

O-2E$2,121

O-3E$2,262

O-1$1,596

O-2$1,992

O-3$2,130

O-4$2,421

O-5$2,634

O-6$2,652

O-7$2,670

Promoting to W-4 here adds $108 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Lexington to Westchester County at W-3 is worth $4,521 a month — about 42 promotions worth of housing allowance, at $108 per grade here.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,133 a month of BAH takes more than $2,133 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-3 with dependents at Lexington draws $2,133 per month in 2026

What this rate means

Things the rate table doesn't tell you