W-1 with dependents, nearest stations0 – $5,472 / month
San Francisco$5,472
Marquette$2,025
Grand Forks$2,022
Columbus AFB$2,019
Scott AFB$2,019
Lexington$2,016
County Cost Group 760$2,013
Champaign$2,001
Lansing$2,001
Minot AFB$2,001
Youngstown$1,350
Lexington is #243 of 338. The spread between
the dearest and cheapest station at this grade is $4,122 a month —
$49,464 a year, untaxed.
Every pay grade at Lexington0 – $2,670 / month
E-1$1,437
E-2$1,437
E-3$1,437
E-4$1,437
E-5$1,536
E-6$1,995
E-7$2,046
E-8$2,097
E-9$2,211
W-1$2,016
W-2$2,067
W-3$2,133
W-4$2,241
W-5$2,379
O-1E$2,052
O-2E$2,121
O-3E$2,262
O-1$1,596
O-2$1,992
O-3$2,130
O-4$2,421
O-5$2,634
O-6$2,652
O-7$2,670
Promoting to W-2 here adds $51 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Lexington to San Francisco at W-1 is worth $3,456 a month — about 68 promotions worth of housing allowance, at $51 per grade here.
02
Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,016 a month of BAH takes more than $2,016 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.