E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco$5,127
Fort Campbell$1,815
Fort Leavenworth$1,815
Fort Bliss$1,809
Greensboro$1,809
Fort Bragg$1,806
Lansing$1,806
Robins AFB$1,800
Huntsville$1,797
State College$1,791
Corpus Christi$1,788
Lincoln$1,788
Fayetteville$1,782
Coos Bay$1,779
Des Moines$1,770
College Station$1,758
Waco$1,755
County Cost Group 770$1,752
Wilkes-Barre$1,740
Grand Forks$1,731
Fort Huachuca$1,719
Fort Benning$1,716
Anniston$1,185
Lincoln is #227 of 338. The spread between the
dearest and cheapest station at this grade is $3,942 a month —
$47,304 a year, untaxed.
Every pay grade at Lincoln0 – $2,703 / month
E-1$1,641
E-2$1,641
E-3$1,641
E-4$1,641
E-5$1,788
E-6$2,112
E-7$2,172
E-8$2,238
E-9$2,343
W-1$2,130
W-2$2,199
W-3$2,283
W-4$2,364
W-5$2,472
O-1E$2,181
O-2E$2,268
O-3E$2,382
O-1$1,833
O-2$2,109
O-3$2,280
O-4$2,502
O-5$2,667
O-6$2,688
O-7$2,703
The pay chart moves this allowance far less than the map does.
Moving from Lincoln to San Francisco at E-5
is worth $3,339 a month — about 10 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
Things the rate table doesn't tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.