BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,283Without $1,959

    W-3 at Lincoln draws $2,283 per month with dependents in 2026, $1,959 without

    Permalinkbahratedesk.com/lincoln-ne/w-3/ExcelCSVDownloads cover this station.
    Lincoln, NE
    W-3 · with dependents
    $2,283/ month
    $27,396 / year
    At W-3, this is #226 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA NE193 · ZIPs 68317 68336 68339 68358 68368 68372 +37 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,927 / mo gross
    Without dependents here$1,959 / mo
    In government quarters, no dependents$50.10 / mo partial
    Lincoln — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,641$1,326
    E-2$1,641$1,326
    E-3$1,641$1,326
    E-4$1,641$1,326
    E-5$1,788$1,428
    E-6$2,112$1,581
    E-7$2,172$1,644
    E-8$2,238$1,857
    E-9$2,343$1,947
    Warrant officer
    W-1$2,130$1,602
    W-2$2,199$1,854
    W-3$2,283$1,959
    W-4$2,364$2,118
    W-5$2,472$2,184
    Officer — prior enlisted
    O-1E$2,181$1,785
    O-2E$2,268$1,926
    O-3E$2,382$2,103
    Officer
    O-1$1,833$1,494
    O-2$2,109$1,743
    O-3$2,280$1,992
    O-4$2,502$2,166
    O-5$2,667$2,199
    O-6$2,688$2,259
    O-7$2,703$2,295
    PCS compareLincoln · W-3 · $2,283/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$792+$9,504/yr · like +$12,185 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    Indianapolis$2,310
    Roanoke$2,304
    Rock Island$2,301
    County Cost Group 770$2,283
    Lincoln$2,283
    Malmstrom SFB$2,274
    Pensacola$2,274
    Shreveport$2,271
    Fort Rucker$2,268
    Anniston$1,689

    Lincoln is #226 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at Lincoln0 – $2,703 / month
    E-1$1,641
    E-2$1,641
    E-3$1,641
    E-4$1,641
    E-5$1,788
    E-6$2,112
    E-7$2,172
    E-8$2,238
    E-9$2,343
    W-1$2,130
    W-2$2,199
    W-3$2,283
    W-4$2,364
    W-5$2,472
    O-1E$2,181
    O-2E$2,268
    O-3E$2,382
    O-1$1,833
    O-2$2,109
    O-3$2,280
    O-4$2,502
    O-5$2,667
    O-6$2,688
    O-7$2,703

    Promoting to W-4 here adds $81 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Lincoln to Westchester County at W-3 is worth $4,371 a month — about 54 promotions worth of housing allowance, at $81 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,283 a month of BAH takes more than $2,283 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.