What is W-4 BAH at Little Rock in 2026?

$2,100 per month with dependents ($25,200 per year), effective 01 JAN 2026. Without dependents it is $1,932 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-4 BAH at Little Rock 2026 — $2,100 with dependents, $1,932 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Little Rock, AR

W-4 · with dependents

$2,100/ month

$25,200 / year

At W-4, this is #289 of 338 stations loaded · high Westchester County $6,963 · low Stevens Point $1,779

MHA AR010 · ZIPs 72007 72010 72012 72020 72023 72024 +78 more

Your grade is calledARMYCW4USMCCWO4NAVYCWO4

Untaxed — matching it with taxable pay takes$2,692 / mo gross

Without dependents here$1,932 / mo

In government quarters, no dependents$50.10 / mo partial

Little Rock — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,758	$1,341
E-2	$1,758	$1,341
E-3	$1,758	$1,341
E-4	$1,758	$1,341
E-5	$1,848	$1,548
E-6	$1,941	$1,671
E-7	$1,959	$1,758
E-8	$1,968	$1,875
E-9	$2,061	$1,887
Warrant officer
W-1	$1,956	$1,740
W-2	$1,965	$1,872
W-3	$1,977	$1,893
W-4	$2,100	$1,932
W-5	$2,274	$1,947
Officer — prior enlisted
O-1E	$1,962	$1,845
O-2E	$1,971	$1,884
O-3E	$2,127	$1,929
Officer
O-1	$1,869	$1,665
O-2	$1,938	$1,824
O-3	$1,974	$1,902
O-4	$2,328	$1,935
O-5	$2,598	$1,950
O-6	$2,619	$1,965
O-7	$2,634	$1,977

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month

Westchester County$6,963

County Cost Group 720$2,130

Moody AFB$2,130

Lubbock$2,121

County Cost Group 710$2,106

Little Rock$2,100

Sault Ste Marie$2,097

Springfield$2,094

Lake Charles$2,088

County Cost Group 700$2,085

Stevens Point$1,779

Little Rock is #289 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Little Rock0 – $2,634 / month

E-1$1,758

E-2$1,758

E-3$1,758

E-4$1,758

E-5$1,848

E-6$1,941

E-7$1,959

E-8$1,968

E-9$2,061

W-1$1,956

W-2$1,965

W-3$1,977

W-4$2,100

W-5$2,274

O-1E$1,962

O-2E$1,971

O-3E$2,127

O-1$1,869

O-2$1,938

O-3$1,974

O-4$2,328

O-5$2,598

O-6$2,619

O-7$2,634

Promoting to W-5 here adds $174 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Little Rock to Westchester County at W-4 is worth $4,863 a month — about 28 promotions worth of housing allowance, at $174 per grade here.

Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,100 a month of BAH takes more than $2,100 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-4 at Little Rock draws $2,100 per month with dependents in 2026, $1,932 without

What this rate means

Things the rate table doesn't tell you