Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $5,874Without $5,043

    O-6 at Long Island draws $5,874 per month with dependents in 2026, $5,043 without

    Permalinkbahratedesk.com/long-island-ny/o-6/ExcelCSVDownloads cover this station.
    Long Island, NY
    O-6 · with dependents
    $5,874/ month
    $70,488 / year
    At O-6, this is #13 of 338 stations loaded · high Westchester County $8,136 · low Youngstown $1,839
    MHA NY218 · ZIPs 00501 00544 06390 11096 11501 11507 +178 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$7,531 / mo gross
    Without dependents here$5,043 / mo
    In government quarters, no dependents$50.10 / mo partial
    Long Island — full sheetTap a row
    PCS compareLong Island · O-6 · $5,874/mo
    Aberdeen Proving Grounds$3,660/mo · $43,920/yr
    ▼ CUT$2,214−$26,568/yr · like −$34,062 of salary

    What this rate means

    O-6 with dependents, nearest stations0 – $8,136 / month
    Westchester County$8,136
    Hanscom AFB$6,141
    Northern New Jersey$6,042
    Kauai County$5,943
    Essex CO$5,904
    Long Island$5,874
    Miami$5,814
    Martha's Vineyard$5,694
    Monterey$5,613
    San Diego$5,541
    Youngstown$1,839

    Long Island is #13 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

    Every pay grade at Long Island0 – $5,922 / month
    E-1$4,122
    E-2$4,122
    E-3$4,122
    E-4$4,122
    E-5$4,425
    E-6$4,773
    E-7$4,878
    E-8$4,992
    E-9$5,187
    W-1$4,791
    W-2$4,923
    W-3$5,064
    W-4$5,229
    W-5$5,436
    O-1E$4,896
    O-2E$5,043
    O-3E$5,262
    O-1$4,473
    O-2$4,770
    O-3$5,061
    O-4$5,502
    O-5$5,823
    O-6$5,874
    O-7$5,922

    Promoting to O-7 here adds $48 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Long Island to Westchester County at O-6 is worth $2,262 a month — about 47 promotions worth of housing allowance, at $48 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $5,874 a month of BAH takes more than $5,874 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.