BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,724Without $2,088

    O-5 at Malmstrom SFB draws $2,724 per month with dependents in 2026, $2,088 without

    Permalinkbahratedesk.com/malmstrom-sfb-great-falls-mt/o-5/ExcelCSVDownloads cover this station.
    Malmstrom SFB/Great Falls, MT
    O-5 · with dependents
    $2,724/ month
    $32,688 / year
    At O-5, this is #233 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA MT175 · ZIPs 59401 59402 59403 59404 59405 59406 +12 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$3,492 / mo gross
    Without dependents here$2,088 / mo
    In government quarters, no dependents$50.10 / mo partial
    Malmstrom SFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,539$1,266
    E-2$1,539$1,266
    E-3$1,539$1,266
    E-4$1,539$1,266
    E-5$1,608$1,392
    E-6$1,821$1,470
    E-7$1,980$1,539
    E-8$2,160$1,656
    E-9$2,346$1,761
    Warrant officer
    W-1$1,839$1,530
    W-2$2,052$1,653
    W-3$2,274$1,764
    W-4$2,373$1,851
    W-5$2,496$2,022
    Officer — prior enlisted
    O-1E$2,013$1,605
    O-2E$2,241$1,698
    O-3E$2,391$1,809
    Officer
    O-1$1,641$1,467
    O-2$1,818$1,590
    O-3$2,268$1,767
    O-4$2,532$1,989
    O-5$2,724$2,088
    O-6$2,745$2,253
    O-7$2,760$2,289
    PCS compareMalmstrom SFB · O-5 · $2,724/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$906+$10,872/yr · like +$13,938 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    County Cost Group 770$2,730
    Mobile$2,730
    Fort Wayne$2,727
    Columbia$2,724
    Malmstrom SFB$2,724
    Brownsville$2,721
    Akron$2,715
    Ogden$2,715
    Whiteman AFB$2,715
    Youngstown$1,827

    Malmstrom SFB is #233 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Malmstrom SFB0 – $2,760 / month
    E-1$1,539
    E-2$1,539
    E-3$1,539
    E-4$1,539
    E-5$1,608
    E-6$1,821
    E-7$1,980
    E-8$2,160
    E-9$2,346
    W-1$1,839
    W-2$2,052
    W-3$2,274
    W-4$2,373
    W-5$2,496
    O-1E$2,013
    O-2E$2,241
    O-3E$2,391
    O-1$1,641
    O-2$1,818
    O-3$2,268
    O-4$2,532
    O-5$2,724
    O-6$2,745
    O-7$2,760

    Promoting to O-6 here adds $21 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Malmstrom SFB to Westchester County at O-5 is worth $5,340 a month — about 254 promotions worth of housing allowance, at $21 per grade here.

    02

    Dependency status is worth 30% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,724 a month of BAH takes more than $2,724 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.