BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,177 Without $2,613

E-5 at Manchester draws $3,177 per month with dependents in 2026, $2,613 without

Permalink bahratedesk.com/manchester-concord-nh/ Excel CSV
Manchester/Concord, NH
E-5 · with dependents
$3,177/ month
$38,124 / year
At E-5, this is #44 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NH195 · ZIPs 03031 03033 03043 03045 03046 03047 +63 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,073 / mo gross
Without dependents here $2,613 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Manchester · E-5 · $3,177/mo
Manchester $3,177/mo · $38,124/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Manchester — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,994 $2,250
E-2 $2,994 $2,250
E-3 $2,994 $2,250
E-4 $2,994 $2,250
E-5 $3,177 $2,613
E-6 $3,525 $2,823
E-7 $3,783 $2,997
E-8 $4,065 $3,252
E-9 $4,320 $3,348
Warrant officer
W-1 $3,546 $2,940
W-2 $3,897 $3,249
W-3 $4,245 $3,363
W-4 $4,347 $3,582
W-5 $4,473 $3,846
Officer — prior enlisted
O-1E $3,837 $3,174
O-2E $4,194 $3,327
O-3E $4,365 $3,516
Officer
O-1 $3,225 $2,805
O-2 $3,522 $3,120
O-3 $4,233 $3,396
O-4 $4,512 $3,801
O-5 $4,707 $3,960
O-6 $4,746 $4,224
O-7 $4,782 $4,299

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Quantico $2,955
Anniston $1,185

Manchester is #44 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Manchester0 – $4,782 / month
E-1 $2,994
E-2 $2,994
E-3 $2,994
E-4 $2,994
E-5 $3,177
E-6 $3,525
E-7 $3,783
E-8 $4,065
E-9 $4,320
W-1 $3,546
W-2 $3,897
W-3 $4,245
W-4 $4,347
W-5 $4,473
O-1E $3,837
O-2E $4,194
O-3E $4,365
O-1 $3,225
O-2 $3,522
O-3 $4,233
O-4 $4,512
O-5 $4,707
O-6 $4,746
O-7 $4,782

The pay chart moves this allowance far less than the map does.

Moving from Manchester to San Francisco at E-5 is worth $1,950 a month — about 6 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.