Official data current

Manchester BAH rates

Verified · Effective 2026-01-01 · MHA NH195

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E-7 · With dependents
$3,783per month

$45,396 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #37 of 338E-7 · with dependents reference
Taxable-pay equivalent$4,850/mo Using the stated 22% comparison rate
Year-over-year change+$201/mo · +5.6%2025 $3,582 → 2026 $3,783
E-7 rate selectedMHA NH195 ZIPs 03031 03033 03043 03045 03046 03047 +63
PCS compare Manchester · E-7 · with dep. · $3,783/mo
Manchester $3,783/mo · $45,396/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,582
2026$3,783

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Manchester — full sheet Tap a row

What this rate means

E-7 with dependents, nearest stations0 – $5,832 / month
Westchester County $5,832
San Luis Obispo $4,047
Essex CO $4,032
Miami $4,026
Seattle $4,020
Portsmouth $3,975
Marin $3,939
Burlington $3,912
Hawaii County $3,876
Washington $3,855
Portland $3,825
Manchester $3,783
New Haven $3,768
West Palm Beach $3,738
Chicago $3,723
Newport $3,702
Vandenberg SFB $3,693
Fitchburg $3,687
Providence $3,657
County Cost Group 890 $3,633
Riverside $3,603
Worcester $3,525
Youngstown $1,491

Manchester is #37 of 338. The spread between the dearest and cheapest station at this grade is $4,341 a month — $52,092 a year, untaxed.

Every pay grade at Manchester0 – $4,782 / month
E-1 $2,994
E-2 $2,994
E-3 $2,994
E-4 $2,994
E-5 $3,177
E-6 $3,525
E-7 $3,783
E-8 $4,065
E-9 $4,320
W-1 $3,546
W-2 $3,897
W-3 $4,245
W-4 $4,347
W-5 $4,473
O-1E $3,837
O-2E $4,194
O-3E $4,365
O-1 $3,225
O-2 $3,522
O-3 $4,233
O-4 $4,512
O-5 $4,707
O-6 $4,746
O-7 $4,782

The pay chart moves this allowance far less than the map does.

Moving from Manchester to Westchester County at E-7 is worth $2,049 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…