O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Honolulu County$3,909
Seattle$3,897
Monterey$3,864
Hawaii County$3,834
Marin$3,813
Miami$3,789
Washington$3,753
Essex CO$3,741
Burlington$3,732
Youngstown$1,332
Marin is #30 of 338. The spread between
the dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Marin0 – $4,944 / month
E-1$3,252
E-2$3,252
E-3$3,252
E-4$3,252
E-5$3,303
E-6$3,819
E-7$3,939
E-8$4,065
E-9$4,263
W-1$3,840
W-2$3,990
W-3$4,149
W-4$4,305
W-5$4,497
O-1E$3,960
O-2E$4,125
O-3E$4,335
O-1$3,369
O-2$3,813
O-3$4,146
O-4$4,563
O-5$4,863
O-6$4,905
O-7$4,944
Promoting to O-3 here adds $333 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Marin to San Francisco at O-2 is worth $1,638 a month — about 5 promotions worth of housing allowance, at $333 per grade here.
02
Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,813 a month of BAH takes more than $3,813 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.