BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 with dependents at Marin draws $4,146 per month in 2026

    Permalinkbahratedesk.com/marin-sonoma-ca/o-3/with/ExcelCSVDownloads cover this station.
    Marin/Sonoma, CA
    O-3 · with dependents
    $4,146/ month
    $49,752 / year
    At O-3, this is #35 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA CA027 · ZIPs 94901 94903 94904 94912 94913 94914 +85 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$5,315 / mo gross
    Other dependency status here$3,630 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Marin — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,252$2,529
    E-2$3,252$2,529
    E-3$3,252$2,529
    E-4$3,252$2,529
    E-5$3,303$2,967
    E-6$3,819$3,201
    E-7$3,939$3,252
    E-8$4,065$3,411
    E-9$4,263$3,561
    Warrant officer
    W-1$3,840$3,249
    W-2$3,990$3,408
    W-3$4,149$3,579
    W-4$4,305$3,843
    W-5$4,497$3,966
    Officer — prior enlisted
    O-1E$3,960$3,300
    O-2E$4,125$3,528
    O-3E$4,335$3,813
    Officer
    O-1$3,369$3,198
    O-2$3,813$3,291
    O-3$4,146$3,630
    O-4$4,563$3,939
    O-5$4,863$4,011
    O-6$4,905$4,128
    O-7$4,944$4,203
    PCS compareMarin · O-3 · $4,146/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▼ CUT−$1,074−$12,888/yr · like −$16,523 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    San Luis Obispo$4,215
    Seattle$4,215
    Ventura$4,212
    Burlington$4,203
    Marin$4,146
    Newport$4,137
    Fitchburg$4,059
    Washington$4,020
    Providence$4,008
    Anniston$1,686

    Marin is #35 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at Marin0 – $4,944 / month
    E-1$3,252
    E-2$3,252
    E-3$3,252
    E-4$3,252
    E-5$3,303
    E-6$3,819
    E-7$3,939
    E-8$4,065
    E-9$4,263
    W-1$3,840
    W-2$3,990
    W-3$4,149
    W-4$4,305
    W-5$4,497
    O-1E$3,960
    O-2E$4,125
    O-3E$4,335
    O-1$3,369
    O-2$3,813
    O-3$4,146
    O-4$4,563
    O-5$4,863
    O-6$4,905
    O-7$4,944

    Promoting to O-4 here adds $417 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Marin to Westchester County at O-3 is worth $2,487 a month — about 6 promotions worth of housing allowance, at $417 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,146 a month of BAH takes more than $4,146 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.