BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at Martha's Vineyard draws $3,336 per month in 2026

    Permalinkbahratedesk.com/martha-s-vineyard-ma/o-1/without/ExcelCSVDownloads cover this station.
    Martha's Vineyard, MA
    O-1 · without dependents
    $3,336/ month
    $40,032 / year
    At O-1, this is #15 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA MA151 · ZIPs 02535 02539 02552 02557 02568 02575
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$4,277 / mo gross
    Other dependency status here$4,062 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Martha's Vineyard — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,663$2,748
    E-2$3,663$2,748
    E-3$3,663$2,748
    E-4$3,663$2,748
    E-5$3,984$3,096
    E-6$4,593$3,444
    E-7$4,752$3,675
    E-8$4,923$4,110
    E-9$5,130$4,290
    Warrant officer
    W-1$4,617$3,555
    W-2$4,821$4,107
    W-3$5,031$4,311
    W-4$5,166$4,629
    W-5$5,334$4,791
    Officer — prior enlisted
    O-1E$4,782$3,981
    O-2E$5,001$4,251
    O-3E$5,193$4,587
    Officer
    O-1$4,062$3,336
    O-2$4,587$3,879
    O-3$5,025$4,371
    O-4$5,385$4,758
    O-5$5,646$4,854
    O-6$5,694$5,010
    O-7$5,742$5,103
    PCS compareMartha's Vineyard · O-1 · $3,336/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▼ CUT−$1,281−$15,372/yr · like −$19,708 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Cape Cod-Plymouth$3,465
    Kauai County$3,375
    Staten Island$3,360
    San Diego$3,351
    Martha's Vineyard$3,336
    Maui County$3,309
    Hawaii County$3,297
    Camp Pendleton$3,285
    Perth Amboy$3,282
    Youngstown$1,074

    Martha's Vineyard is #15 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Martha's Vineyard0 – $5,103 / month
    E-1$2,748
    E-2$2,748
    E-3$2,748
    E-4$2,748
    E-5$3,096
    E-6$3,444
    E-7$3,675
    E-8$4,110
    E-9$4,290
    W-1$3,555
    W-2$4,107
    W-3$4,311
    W-4$4,629
    W-5$4,791
    O-1E$3,981
    O-2E$4,251
    O-3E$4,587
    O-1$3,336
    O-2$3,879
    O-3$4,371
    O-4$4,758
    O-5$4,854
    O-6$5,010
    O-7$5,103

    Promoting to O-2 here adds $543 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Martha's Vineyard to New York City at O-1 is worth $1,731 a month — about 3 promotions worth of housing allowance, at $543 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,336 a month of BAH takes more than $3,336 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.