BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Martha's Vineyard draws $4,371 per month in 2026

    Permalinkbahratedesk.com/martha-s-vineyard-ma/o-3/without/ExcelCSVDownloads cover this station.
    Martha's Vineyard, MA
    O-3 · without dependents
    $4,371/ month
    $52,452 / year
    At O-3, this is #11 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA MA151 · ZIPs 02535 02539 02552 02557 02568 02575
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$5,604 / mo gross
    Other dependency status here$5,025 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Martha's Vineyard — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,663$2,748
    E-2$3,663$2,748
    E-3$3,663$2,748
    E-4$3,663$2,748
    E-5$3,984$3,096
    E-6$4,593$3,444
    E-7$4,752$3,675
    E-8$4,923$4,110
    E-9$5,130$4,290
    Warrant officer
    W-1$4,617$3,555
    W-2$4,821$4,107
    W-3$5,031$4,311
    W-4$5,166$4,629
    W-5$5,334$4,791
    Officer — prior enlisted
    O-1E$4,782$3,981
    O-2E$5,001$4,251
    O-3E$5,193$4,587
    Officer
    O-1$4,062$3,336
    O-2$4,587$3,879
    O-3$5,025$4,371
    O-4$5,385$4,758
    O-5$5,646$4,854
    O-6$5,694$5,010
    O-7$5,742$5,103
    PCS compareMartha's Vineyard · O-3 · $4,371/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▼ CUT−$1,728−$20,736/yr · like −$26,585 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Boston$4,815
    Long Island$4,644
    Maui County$4,608
    Hanscom AFB$4,371
    Martha's Vineyard$4,371
    San Diego$4,248
    Camp Pendleton$4,239
    Kauai County$4,095
    Los Angeles$4,074
    Youngstown$1,344

    Martha's Vineyard is #11 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Martha's Vineyard0 – $5,103 / month
    E-1$2,748
    E-2$2,748
    E-3$2,748
    E-4$2,748
    E-5$3,096
    E-6$3,444
    E-7$3,675
    E-8$4,110
    E-9$4,290
    W-1$3,555
    W-2$4,107
    W-3$4,311
    W-4$4,629
    W-5$4,791
    O-1E$3,981
    O-2E$4,251
    O-3E$4,587
    O-1$3,336
    O-2$3,879
    O-3$4,371
    O-4$4,758
    O-5$4,854
    O-6$5,010
    O-7$5,103

    Promoting to O-4 here adds $387 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Martha's Vineyard to San Francisco at O-3 is worth $960 a month — about 2 promotions worth of housing allowance, at $387 per grade here.

    02

    Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,371 a month of BAH takes more than $4,371 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.