BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $5,385Without $4,758

    O-4 at Martha's Vineyard draws $5,385 per month with dependents in 2026, $4,758 without

    Permalinkbahratedesk.com/martha-s-vineyard-ma/o-4/ExcelCSVDownloads cover this station.
    Martha's Vineyard, MA
    O-4 · with dependents
    $5,385/ month
    $64,620 / year
    At O-4, this is #12 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA MA151 · ZIPs 02535 02539 02552 02557 02568 02575
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$6,904 / mo gross
    Without dependents here$4,758 / mo
    In government quarters, no dependents$50.10 / mo partial
    Martha's Vineyard — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,663$2,748
    E-2$3,663$2,748
    E-3$3,663$2,748
    E-4$3,663$2,748
    E-5$3,984$3,096
    E-6$4,593$3,444
    E-7$4,752$3,675
    E-8$4,923$4,110
    E-9$5,130$4,290
    Warrant officer
    W-1$4,617$3,555
    W-2$4,821$4,107
    W-3$5,031$4,311
    W-4$5,166$4,629
    W-5$5,334$4,791
    Officer — prior enlisted
    O-1E$4,782$3,981
    O-2E$5,001$4,251
    O-3E$5,193$4,587
    Officer
    O-1$4,062$3,336
    O-2$4,587$3,879
    O-3$5,025$4,371
    O-4$5,385$4,758
    O-5$5,646$4,854
    O-6$5,694$5,010
    O-7$5,742$5,103
    PCS compareMartha's Vineyard · O-4 · $5,385/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▼ CUT−$1,989−$23,868/yr · like −$30,600 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    Florida Keys$5,655
    Northern New Jersey$5,610
    Hanscom AFB$5,535
    Long Island$5,502
    Martha's Vineyard$5,385
    Kauai County$5,376
    Essex CO$5,301
    Monterey$5,259
    Miami$5,208
    Youngstown$1,809

    Martha's Vineyard is #12 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Martha's Vineyard0 – $5,742 / month
    E-1$3,663
    E-2$3,663
    E-3$3,663
    E-4$3,663
    E-5$3,984
    E-6$4,593
    E-7$4,752
    E-8$4,923
    E-9$5,130
    W-1$4,617
    W-2$4,821
    W-3$5,031
    W-4$5,166
    W-5$5,334
    O-1E$4,782
    O-2E$5,001
    O-3E$5,193
    O-1$4,062
    O-2$4,587
    O-3$5,025
    O-4$5,385
    O-5$5,646
    O-6$5,694
    O-7$5,742

    Promoting to O-5 here adds $261 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Martha's Vineyard to Westchester County at O-4 is worth $2,085 a month — about 8 promotions worth of housing allowance, at $261 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $5,385 a month of BAH takes more than $5,385 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.