Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-1E with dependents, nearest stations0 – $5,931 / month
Westchester County$5,931
Columbus$2,385
County Cost Group 800$2,379
El Centro$2,373
Duluth$2,358
Albuquerque$2,355
Provo$2,355
Eastern Shore$2,349
Eastern Panhandle$2,346
Lemoore NAS$2,346
Raleigh$2,346
Memphis$2,340
Corpus Christi$2,328
Louisville$2,322
Rapid City$2,322
Boise$2,313
Cheyenne$2,313
Jackson$2,307
County Cost Group 790$2,304
Des Moines$2,304
Jacksonville$2,289
Tallahassee$2,286
Youngstown$1,521
Memphis is #189 of 338. The spread between the
dearest and cheapest station at this grade is $4,410 a month —
$52,920 a year, untaxed.
Every pay grade at Memphis0 – $2,679 / month
E-1$1,992
E-2$1,992
E-3$1,992
E-4$1,992
E-5$2,154
E-6$2,319
E-7$2,337
E-8$2,346
E-9$2,376
W-1$2,334
W-2$2,343
W-3$2,355
W-4$2,394
W-5$2,484
O-1E$2,340
O-2E$2,349
O-3E$2,409
O-1$2,181
O-2$2,316
O-3$2,352
O-4$2,508
O-5$2,643
O-6$2,661
O-7$2,679
The pay chart moves this allowance far less than the map does.
Moving from Memphis to Westchester County at O-1E
is worth $3,591 a month — about 399 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.