E-4 without dependents, nearest stations0 – $4,833 / month
New York City$4,833
Martha's Vineyard$2,748
Camp Pendleton$2,739
Los Angeles$2,679
Oakland$2,667
Miami$2,661
Ventura$2,652
Honolulu County$2,598
Perth Amboy$2,592
Essex CO$2,589
Fort Chaffee$879
Miami is #20 of 338. The spread between
the dearest and cheapest station at this grade is $3,954 a month —
$47,448 a year, untaxed.
Every pay grade at Miami0 – $4,506 / month
E-1$2,661
E-2$2,661
E-3$2,661
E-4$2,661
E-5$3,048
E-6$3,273
E-7$3,465
E-8$3,693
E-9$3,720
W-1$3,399
W-2$3,690
W-3$3,729
W-4$3,840
W-5$4,083
O-1E$3,657
O-2E$3,714
O-3E$3,780
O-1$3,252
O-2$3,597
O-3$3,738
O-4$4,041
O-5$4,323
O-6$4,425
O-7$4,506
Promoting to E-5 here adds $387 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Miami to New York City at E-4 is worth $2,172 a month — about 6 promotions worth of housing allowance, at $387 per grade here.
02
Dependency status is worth 30% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,661 a month of BAH takes more than $2,661 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.