O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Seattle$3,897
Monterey$3,864
Hawaii County$3,834
Marin$3,813
Miami$3,789
Washington$3,753
Essex CO$3,741
Burlington$3,732
New Haven$3,714
Youngstown$1,332
Miami is #31 of 338. The spread between
the dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Miami0 – $5,862 / month
E-1$3,459
E-2$3,459
E-3$3,459
E-4$3,459
E-5$3,660
E-6$3,792
E-7$4,026
E-8$4,281
E-9$4,656
W-1$3,813
W-2$4,131
W-3$4,446
W-4$4,737
W-5$5,085
O-1E$4,074
O-2E$4,398
O-3E$4,791
O-1$3,687
O-2$3,789
O-3$4,437
O-4$5,208
O-5$5,763
O-6$5,814
O-7$5,862
Promoting to O-3 here adds $648 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Miami to San Francisco at O-2 is worth $1,662 a month — about 3 promotions worth of housing allowance, at $648 per grade here.
02
Dependency status is worth 5% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,789 a month of BAH takes more than $3,789 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.