BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,564Without $2,883

    O-4 at Milwaukee draws $3,564 per month with dependents in 2026, $2,883 without

    Permalinkbahratedesk.com/milwaukee-wi/o-4/ExcelCSVDownloads cover this station.
    Milwaukee, WI
    O-4 · with dependents
    $3,564/ month
    $42,768 / year
    At O-4, this is #78 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA WI317 · ZIPs 53005 53007 53008 53018 53029 53045 +87 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$4,569 / mo gross
    Without dependents here$2,883 / mo
    In government quarters, no dependents$50.10 / mo partial
    Milwaukee — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,367$1,776
    E-2$2,367$1,776
    E-3$2,367$1,776
    E-4$2,367$1,776
    E-5$2,607$1,965
    E-6$2,700$2,148
    E-7$2,874$2,376
    E-8$3,072$2,631
    E-9$3,300$2,646
    Warrant officer
    W-1$2,715$2,292
    W-2$2,955$2,628
    W-3$3,198$2,652
    W-4$3,336$2,733
    W-5$3,507$2,919
    Officer — prior enlisted
    O-1E$2,910$2,604
    O-2E$3,162$2,640
    O-3E$3,363$2,685
    Officer
    O-1$2,625$2,124
    O-2$2,697$2,529
    O-3$3,189$2,658
    O-4$3,564$2,883
    O-5$3,831$2,994
    O-6$3,861$3,177
    O-7$3,888$3,231
    PCS compareMilwaukee · O-4 · $3,564/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▼ CUT−$168−$2,016/yr · like −$2,585 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    San Bernardino$3,630
    County Cost Group 870$3,627
    Edwards AFB$3,597
    Fort Detrick$3,573
    Milwaukee$3,564
    Kodiak Island$3,555
    Ballston Spa$3,549
    Eglin AFB$3,528
    Astoria$3,480
    Youngstown$1,809

    Milwaukee is #78 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Milwaukee0 – $3,888 / month
    E-1$2,367
    E-2$2,367
    E-3$2,367
    E-4$2,367
    E-5$2,607
    E-6$2,700
    E-7$2,874
    E-8$3,072
    E-9$3,300
    W-1$2,715
    W-2$2,955
    W-3$3,198
    W-4$3,336
    W-5$3,507
    O-1E$2,910
    O-2E$3,162
    O-3E$3,363
    O-1$2,625
    O-2$2,697
    O-3$3,189
    O-4$3,564
    O-5$3,831
    O-6$3,861
    O-7$3,888

    Promoting to O-5 here adds $267 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Milwaukee to Westchester County at O-4 is worth $3,906 a month — about 15 promotions worth of housing allowance, at $267 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,564 a month of BAH takes more than $3,564 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.